What credit score do I need to buy in Miami?

It sounds like you're asking about qualifying for a mortgage in Miami, but I do not have data on credit scores. What I can tell you about is some current trends in the Miami housing market that might help you prepare. The median home price in Miami is $499,000 right now. Prices have slipped slightly from last month, down 0.1%, and are 2.2% lower than this time last year. This means homes are a bit more affordable than they were. There are 43,929 homes for sale, which is 15.4% fewer than last year. New listings are also down 5.3%, with 10,064 properties coming onto the market. Homes are taking a bit longer to sell, staying on the market for a median of 79 days, which is 2.6% longer than last year. Almost 15.3% of homes have also had their prices reduced. Even with fewer homes available, homes are still taking longer to sell. This suggests that while there isn't a huge flood of new homes, buyers might have slightly more room to negotiate. For you, this could mean that while you'll want to get your finances in order, you may find a slightly less competitive environment for landing a home in Miami right now.