What credit score do I need to buy in Phoenix?

There really isn't a set credit score you 'need' to buy a home in Phoenix, because lenders look at your complete financial picture, not just one number. The data we have describes the local housing market conditions, like prices and how long homes are staying on the market. These numbers don't tell us anything about credit scores. Currently, the typical home in Phoenix is listed for $489,500. This is down a bit from last month, by 1.7%, and also lower than it was a year ago, by 5.9%. There are 18,728 homes for sale right now. This is a 3.4% decrease compared to last year. Even with fewer homes for sale, more new homes have come on the market recently, up 6.6% from a year ago. Homes are staying on the market for an average of 64 days before going under contract. This is about the same as last year. Also, nearly 29% of homes have had their prices reduced, which is 4.4% fewer than last year. When you are ready to buy, talk to a mortgage lender. They can help you understand what mortgage options are available based on your unique financial situation.