What credit score do I need to buy in Phoenix?

I can't tell you the exact credit score you'll need to buy a home in Phoenix. Credit scores depend on many personal financial details, and I can only share general market trends. What I can tell you about the Phoenix-Mesa-Chandler housing market in May 2026 is that the typical home was listed for $498,000. This price is a little lower than last year, down 5.1%. Homes are also taking a bit longer to sell. The typical home stayed on the market for 60 days. This is about three and a half days longer than it did last year. Fewer homes are also having their prices cut. Only 28.2% of homes had price reductions, which is down 3.1% from last year. This suggests that while prices are a bit lower, sellers aren't dropping their prices as often. With homes taking a bit longer to sell and prices slightly down, you might have a little more time to make a decision once you find a home you like.