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What credit score do I need to buy in Seattle?

Seattle snapshot

May 2026
Median listing
$780K
YoY -0.0%
Active inventory
10,456
YoY +0.2%
Median DOM
36
YoY +0.2%
Pending ratio
0.45
YoY -0.1%
Price-reduced
19.0%
YoY +0.0%
P

Primpted Housing Analyst

Data-backed

Primpted research desk

As your housing analyst, I can tell you that the numbers provided are for housing market activity in the Seattle area, such as prices and how long homes stay on the market. They don't include information on credit scores that lenders require to buy a home. Right now, the median price for a home in Seattle is $780,000. That's a tiny bit up from last month, but actually a little lower than it was a year ago. There are more homes for sale compared to last year. We have 10,456 active listings, which is 21% more than a year ago. Homes are also sitting on the market longer, with the median time now at 36 days, up 20% from last year. Some sellers are lowering their prices. About 19% of homes for sale have had a price reduction, which is a bit more common than last year. If you're looking to buy, it's a good idea to talk to a few different lenders. They can tell you exactly what credit score you'd need for a mortgage based on your personal financial situation.

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