Market Intelligence Report — CA-940

El Centro, CA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-CA-09
As of the latest 2026 data
Cooling

Median Listing

$386K
+0.1% YoY

Pending Ratio

0.46
-21.2% YoY

Active Inventory

188
+20.2% YoY

Median DOM

71 Days
+35.9% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's cooling El Centro market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across El Centro, CA.

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The market is currently cooling, characterized by a pending ratio of 0.46, indicating a slight imbalance between supply and demand. Active listings have expanded significantly by 20.2% year-over-year, contributing to moderating market dynamics.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

21.9%-0.1 pp YoY

Unemployment rate · Aug 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

181,411-0.7% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the El Centro market right now.

Active listings have expanded by 20.2% over the past year, while new listings saw an 8.5% contraction. The median listing price increased by a modest 0.9% month-over-month and 0.1% year-over-year. The pending ratio has declined by 21.2% year-over-year, reflecting a deceleration in transaction activity.

Historical Analysis

Market Trends

Median Price

$386K+0.9% MoM

Active Inventory

188+20.2% YoY

Days on Market

71+35.9% YoY

Sold Score™

63-21.2% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

63
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

Negotiating leverage is moderating, with inventory levels expanding and median days on market increasing by 35.9% year-over-year to 71 days. This suggests a less constrained environment, allowing for more deliberate transaction paces. Price reductions are observed in 11.2% of listings, a 1.9% increase over the past year, indicating an adjustment in price discipline.

Luxury Segment

The average listing price experienced a significant year-over-year decline of 17.8%, diverging from the more stable median listing price and median $/sqft increase. This suggests potential softening in the higher-price tiers, where price adjustments may be more pronounced.

Supply Dynamics

188 active listings represent the current floor, with new supply arriving at roughly 86 per month.

Pricing Pressure
11.2%

of active listings carry a price reduction, +1.9% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +1.8% year-over-year.

Absorption
0.46

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in El Centro, CA? Homes here are taking 19 days longer to sell than last year.

El Centro, CA is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
46%
Median Days on Market
71 days
Inventory YoY
+20%

El Centro, CA is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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Metro Demographics

Metro Area
El Centro, CA
CBSA Code
20940
State
CA

ZIPs in El Centro, CA

Sorted by active inventory · click a ZIP for its full report