Spirit Lake, IA
Monthly housing intelligence, market trends, and trusted local expertise.
As of the latest 2026 data
Median Listing
Pending Ratio
Active Inventory
Median DOM
Primary Intelligence Tool — Sold Score™
Will your home sell in today's cooling Spirit Lake market?
Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Spirit Lake, IA.
The Spirit Lake market is currently cooling, with a pending ratio of 0.34 indicating demand is not keeping pace with available inventory. Active listings have expanded by 23.7% year-over-year, contributing to more subdued market conditions despite a significant 19.8% year-over-year increase in the median listing price.
Local Market Signals
Source: FRED (St. Louis Fed)Local economic trends can influence how quickly homes sell and how much competition sellers may face.
What's moving the Spirit Lake market right now.
Active listings have substantially increased by 23.7% over the past year, complemented by an 87.5% year-over-year surge in new listings. While the median listing price has seen a considerable 19.8% year-over-year gain, the pending ratio, currently at 0.34, suggests a deceleration in demand absorption. Days on market have declined by 14.1% over the past year, yet this is set against a backdrop of increasing supply and a relatively low pending ratio.
Market Trends
Median Price
Active Inventory
Days on Market
Sold Score™
Sold Score™ Over Time
Market liquidity index • 36 months
Price & Days on Market
Median listing vs market velocity
Inventory Dynamics
Total active listings vs new monthly supply
Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.
Market Signals & Indicators
With a pending ratio of 0.34, the market exhibits greater inventory pressure, affording more time for consideration and potentially more disciplined pricing. The expansion in active listings suggests a less frenetic pace, shifting negotiating dynamics toward available supply rather than immediate competition for scarce properties.
The significant spread between the $575,000 median listing price and the $972,603 average listing price, along with the relatively modest 2.5% year-over-year increase in median $/sqft, suggests some moderation at higher price points, although there is no distinct signal of severe luxury-segment weakness.
188 active listings represent the current floor, with new supply arriving at roughly 60 per month.
of active listings carry a price reduction, +0.6% from prior period.
Median price per square foot has moved +2.5% year-over-year.
Pending-to-active ratio — Cooling.
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