Market Intelligence Report — IA-220

Dubuque, IA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IA-08
As of the latest 2026 data
Very Weak

Median Listing

$327K
-11.5% YoY

Pending Ratio

0.20
-0.7% YoY

Active Inventory

169
+13.4% YoY

Median DOM

42 Days
-20.2% YoY

Primary Intelligence Tool — Sold Score™

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The Dubuque, IA, residential market currently exhibits very weak conditions, evidenced by a pending ratio of 0.20. This metric indicates significant demand absorption challenges, placing considerable pressure on asset valuation, with the median listing price declining 11.5% over the past year.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.3%-0.4 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

99,381+0.4% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Dubuque market right now.

Active listings have expanded by 13.4% year-over-year, reaching 169 units, while new listings also increased by 18.2% over the same period. The market's supply growth outpaces the pace of demand, as reflected in the persistently low pending ratio. Median days on market have decreased by 20.2% year-over-year to 42 days, which might suggest some transaction activity, yet overall demand absorption remains constrained.

Historical Analysis

Market Trends

Median Price

$327K-4.3% MoM

Active Inventory

169+13.4% YoY

Days on Market

42-20.2% YoY

Sold Score™

26-0.7% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

26
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With a pending ratio of 0.20, demand absorption is severely lagging supply, placing the burden of price discipline on sellers. The elevated inventory levels and slow pace of pending transactions imply that sellers face extended marketing periods and increased pressure to adjust pricing. Buyers, conversely, are presented with a slower-paced environment and greater optionality, which could lead to more protracted negotiation processes.

Luxury Segment

The average listing price has declined 12.9% year-over-year, a steeper decline than the 11.5% observed for the median listing price. This divergence suggests some relative softness in the higher price tiers. Median price per square foot also contracted by 3.3% over the past year, further indicating broad-based price adjustments.

Supply Dynamics

169 active listings represent the current floor, with new supply arriving at roughly 104 per month.

Pricing Pressure
22.6%

of active listings carry a price reduction, -2.4% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -3.3% year-over-year.

Absorption
0.20

Pending-to-active ratio — Very Weak.

Recommended For This Market

Very Weak

Selling in Dubuque, IA? Homes here are taking 11 days less to sell than last year.

Buyers have leverage in Dubuque, IA. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
20%
Median Days on Market
42 days
Inventory YoY
+13%

In a buyer's market, strategy beats timing. See how your home scores in Dubuque, IA and what moves the number.

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Metro Demographics

Metro Area
Dubuque, IA
CBSA Code
20220
State
IA

ZIPs in Dubuque, IA

Sorted by active inventory · click a ZIP for its full report

Analysis FAQ
  • What is the current market condition in Dubuque?+

    As of the latest 2026 data, the Dubuque metro is classified as Very Weak. Pending ratio is 0.20 with median days on market at 42.

  • Are home prices dropping in Dubuque?+

    Median listing price is $327K, -11.5% year over year. 22.6% of active listings carry a price reduction.

  • How fast are homes selling in Dubuque?+

    The typical listing sits 42 days on market, a -20.2% change YoY. New listings are arriving at 104 per month.

  • What's happening in the Dubuque luxury market?+

    The average listing price has declined 12.9% year-over-year, a steeper decline than the 11.5% observed for the median listing price. This divergence suggests some relative softness in the higher price tiers. Median price per square foot also contracted by 3.3% over the past year, further indicating broad-based price adjustments.

  • Where can I find a trusted Dubuque real estate expert?+

    Primpted maintains a vetted registry of Dubuque agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 20220 · 36mo history