What does a Sold Score of 21 mean in Dubuque?

A Sold Score of **21/100** in Dubuque (September 2026) puts the market in the **"Difficult Selling Environment"** band. The bands work like this: - **80–100** Excellent Chance of Selling — strong demand, tight inventory - **60–79** Good Chance of Selling — balanced, leaning seller - **40–59** Fair Chance of Selling — balanced, pricing matters - **30–39** Challenging Market Conditions — buyers have leverage - **0–29** Difficult Selling Environment — listings sit, price cuts are common The current score is driven by pending ratio of 0.15, inventory up +31.9% YoY, 39 median days on market, 53.7% of listings reducing price. Pending ratio carries 60% of the weight; inventory, days on market, and price reductions each contribute the remainder. — Live indicators (September 2026): Sold Score: 21/100 (Difficult Selling Environment) · Pending ratio: 0.15 · Inventory YoY: +31.9% · Median days on market: 39 · Sellers cutting price: 53.7% · Median listing price: $296,000 (-17.5% YoY)