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How competitive is the Bay City housing market?

P

Primpted Housing Analyst

Updated monthly · Data through August 2026 · v268

Data-backed
Sold Score
26/100
YoY Difficult Selling Environment
Pending ratio
0.17
YoY contracts vs active
Inventory YoY
+0.1%
YoY active listings
Median DOM
103
YoY days on market
Price cuts
19.7%
YoY of active listings
Bay City is soft for sellers as of August 2026, with a Sold Score of 26/100 (Difficult Selling Environment). **Pending ratio** is 0.17 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is +5.2% — more choices for buyers than a year ago. **Median days on market** is 103. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 19.7% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (August 2026): Sold Score: 26/100 (Difficult Selling Environment) · Pending ratio: 0.17 · Inventory YoY: +5.2% · Median days on market: 103 · Sellers cutting price: 19.7% · Median listing price: $299,500 (-9.2% YoY)

Bay City snapshot

As of the latest 2026 data
Median listing
$300K
YoY -0.1%
Active inventory
345
YoY +0.1%
Median DOM
103
YoY +0.1%
Pending ratio
0.17
YoY +0.0%
Price-reduced
15.0%
YoY -0.1%

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