How competitive is the Bloomington housing market?

Bloomington is competitive as of September 2026, with a Sold Score of 83/100 (Excellent Chance of Selling). **Pending ratio** is 0.96 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is -1.9% — fewer choices for buyers than a year ago. **Median days on market** is 38. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 57.6% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (September 2026): Sold Score: 83/100 (Excellent Chance of Selling) · Pending ratio: 0.96 · Inventory YoY: -1.9% · Median days on market: 38 · Sellers cutting price: 57.6% · Median listing price: $289,500 (-1.4% YoY)