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How competitive is the Fort Payne housing market?

P

Primpted Housing Analyst

Updated monthly · Data through September 2026 · v269

Data-backed
Sold Score
23/100
YoY Difficult Selling Environment
Pending ratio
0.26
YoY contracts vs active
Inventory YoY
+0.3%
YoY active listings
Median DOM
80
YoY days on market
Price cuts
30.4%
YoY of active listings
Fort Payne is soft for sellers as of September 2026, with a Sold Score of 23/100 (Difficult Selling Environment). **Pending ratio** is 0.26 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is +29.1% — more choices for buyers than a year ago. **Median days on market** is 80. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 30.4% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (September 2026): Sold Score: 23/100 (Difficult Selling Environment) · Pending ratio: 0.26 · Inventory YoY: +29.1% · Median days on market: 80 · Sellers cutting price: 30.4% · Median listing price: $294,200 (+3.7% YoY)

Fort Payne snapshot

As of the latest 2026 data
Median listing
$294K
YoY +0.0%
Active inventory
257
YoY +0.3%
Median DOM
80
YoY -0.0%
Pending ratio
0.26
YoY -0.1%
Price-reduced
20.8%
YoY +0.0%

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