How competitive is the Lafayette housing market?

Lafayette is moderately competitive as of July 2026, with a Sold Score of 47/100 (Fair Chance of Selling). **Pending ratio** is 0.39 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is +6.2% — more choices for buyers than a year ago. **Median days on market** is 78. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 30.4% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (July 2026): Sold Score: 47/100 (Fair Chance of Selling) · Pending ratio: 0.39 · Inventory YoY: +6.2% · Median days on market: 78 · Sellers cutting price: 30.4% · Median listing price: $272,425 (-0.9% YoY)