How competitive is the San Francisco housing market?

San Francisco is moderately competitive as of September 2026, with a Sold Score of 70/100 (Good Chance of Selling). **Pending ratio** is 0.42 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is -10.9% — fewer choices for buyers than a year ago. **Median days on market** is 37. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 27.8% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (September 2026): Sold Score: 70/100 (Good Chance of Selling) · Pending ratio: 0.42 · Inventory YoY: -10.9% · Median days on market: 37 · Sellers cutting price: 27.8% · Median listing price: $957,475 (-1.8% YoY)