How competitive is the San Francisco housing market?

San Francisco is moderately competitive as of August 2026, with a Sold Score of 72/100 (Good Chance of Selling). **Pending ratio** is 0.44 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is -13.0% — fewer choices for buyers than a year ago. **Median days on market** is 38. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 28.0% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (August 2026): Sold Score: 72/100 (Good Chance of Selling) · Pending ratio: 0.44 · Inventory YoY: -13.0% · Median days on market: 38 · Sellers cutting price: 28.0% · Median listing price: $911,375 (-5.0% YoY)