How much down payment do I need in New York?

The data you provided does not include information about down payment percentages or amounts. Down payment requirements typically depend on the type of loan you get and your financial situation, not broad market data. However, we can look at the current housing market to understand pricing. The median listing price in your area is $742,000 right now. This price has dipped slightly by 0.9% from the previous month and is down 2.3% compared to the same time last year. There are more homes for sale, which gives you more choices. Active listings have grown by 6.3% over the past year, reaching 38,158 homes. Even so, fewer new homes are coming onto the market, with new listings down 4.6% from a year ago. Homes are also staying on the market for a bit longer, but not much. The median time a home spends listed is 56 days, which is slightly less than a year ago. Also, about 10.3% of homes have seen a price reduction, showing some willingness from sellers to adjust their asking prices. When you are ready to buy, focus on understanding the total home price and what you can comfortably afford, then discuss down payment options with a mortgage lender.