Is now a good time to sell in Panama City-Panama City Beach?

Probably not, unless you need to move. The Sold Score for Panama City-Panama City Beach is 29/100 in September 2026 (Difficult Selling Environment) — homes still close, but you'll likely accept a longer timeline or a lower price than a year ago. Pending ratio is 0.21 — the higher this is, the faster contracts come in relative to standing inventory. Active inventory is down +4.7% year over year, tightening the pool you're competing in. Median days on market sit at 101. 28.8% of active listings have already reduced asking price. — Live indicators (September 2026): Sold Score: 29/100 (Difficult Selling Environment) · Pending ratio: 0.21 · Inventory YoY: -4.7% · Median days on market: 101 · Sellers cutting price: 28.8% · Median listing price: $399,000 (-3.4% YoY)