Mortgage0 views · 1 answer
What credit score do I need to buy in New York?
New York snapshot
As of the latest 2026 data- Median listing
- $792K
- YoY +0.0%
- Active inventory
- 38,910
- YoY +0.0%
- Median DOM
- 47
- YoY -0.0%
- Pending ratio
- 0.52
- YoY -0.2%
- Price-reduced
- 9.3%
- YoY +0.0%
P
Primpted Housing Analyst
Data-backedPrimpted research desk
It sounds like you're interested in buying a home in the New York-Newark-Jersey City area. I can tell you about the local housing market, but I don't have information about specific credit score requirements. Those are set by lenders, not by the housing market itself.
What I can tell you is that homes in this area currently have a median listing price of $792,000. This price has gone up a bit recently, increasing by 2.2% from the previous month and 0.7% over the past year.
There are more homes for sale now compared to last year. Active listings, meaning homes currently on the market, have increased by 4.8% over the past year, with 38,910 available. New listings have jumped even more, rising by 28.2% in the last year, with 22,704 new homes coming onto the market.
Homes are selling a little faster than before. The median time a home spends on the market is 47 days, which is a 4.1% decrease from the past year. Also, a small portion of homes, 9.3%, have had their prices reduced.
For someone looking to buy, it
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