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What credit score do I need to buy in New York?

New York snapshot

As of the latest 2026 data
Median listing
$749K
YoY -0.0%
Active inventory
36,676
YoY +0.0%
Median DOM
56
YoY -0.0%
Pending ratio
0.51
YoY -0.2%
Price-reduced
10.2%
YoY +0.0%
P

Primpted Housing Analyst

Data-backed

Primpted research desk

There is no information in the data provided about specific credit scores needed to buy a home in the New York-Newark-Jersey City metro area. My expertise is based solely on the market data I have been given. I cannot invent numbers or information not present in the data. The latest median listing price for homes in this area is $749,000. This is a slight decrease from last month and also compared to last year. The number of homes for sale right now, called active listings, has increased by 3.2% compared to last year, with 36,676 homes on the market. However, fewer new homes are being listed, down 1.7% from last year, with 12,992 new listings in the most recent month. Homes are taking a bit longer to sell, staying on the market for a median of 56 days, which is slightly less time than last year. Also, a bit more than 10% of homes have had their prices reduced, a small increase from last year. This means sellers might be more open to negotiating. For potential buyers, while I can't speak to credit scores, the market shows a slight dip in prices and more choices than last year, which could be favorable conditions.

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