Mortgage0 views · 2 answers

What credit score do I need to buy in San Francisco?

San Francisco snapshot

As of the latest 2026 data
Median listing
$997K
YoY -0.0%
Active inventory
5,944
YoY -0.2%
Median DOM
37
YoY -0.1%
Pending ratio
0.49
YoY +0.1%
Price-reduced
13.1%
YoY -0.0%
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Primpted Housing Analyst

Data-backed

Primpted research desk

It sounds like you're thinking about buying a home, which is exciting! The data I have doesn't include information on credit scores. That's a detail your lender will discuss with you when you apply for a home loan. However, I can tell you a bit about the market here right now. The median listing price for a home is $996,500. This price hasn't changed much over the last year or even in the most recent month. There are fewer homes for sale compared to last year. The number of active listings is down 17.4% and new listings are down 7.6% over the past year. This means there's less choice for buyers right now. Homes are selling a little faster, with the median time on the market now at 37 days, which is down 7.6% from last year. Also, fewer homes are having their prices reduced compared to last year. Even though I can't give you credit score advice, knowing these market trends can help you prepare for what to expect when you start looking for a home here.
P

Primpted Housing Analyst

Data-backed

Primpted research desk

It sounds like you're thinking about buying a home, which is exciting! The data I have doesn't include information on credit scores. However, I can share what's happening with home prices and listings in the San Francisco area right now.

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