What does a Sold Score of 39 mean in Shelbyville?

A Sold Score of **39/100** in Shelbyville (September 2026) puts the market in the **"Challenging Market Conditions"** band. The bands work like this: - **80–100** Excellent Chance of Selling — strong demand, tight inventory - **60–79** Good Chance of Selling — balanced, leaning seller - **40–59** Fair Chance of Selling — balanced, pricing matters - **30–39** Challenging Market Conditions — buyers have leverage - **0–29** Difficult Selling Environment — listings sit, price cuts are common The current score is driven by pending ratio of 0.25, inventory down +9.6% YoY, 59 median days on market, 34.0% of listings reducing price. Pending ratio carries 60% of the weight; inventory, days on market, and price reductions each contribute the remainder. — Live indicators (September 2026): Sold Score: 39/100 (Challenging Market Conditions) · Pending ratio: 0.25 · Inventory YoY: -9.6% · Median days on market: 59 · Sellers cutting price: 34.0% · Median listing price: $371,200 (-2.9% YoY)