What does a Sold Score of 45 mean in St. Cloud?

A Sold Score of **45/100** in St. Cloud (August 2026) puts the market in the **"Fair Chance of Selling"** band. The bands work like this: - **80–100** Excellent Chance of Selling — strong demand, tight inventory - **60–79** Good Chance of Selling — balanced, leaning seller - **40–59** Fair Chance of Selling — balanced, pricing matters - **30–39** Challenging Market Conditions — buyers have leverage - **0–29** Difficult Selling Environment — listings sit, price cuts are common The current score is driven by pending ratio of 0.39, inventory up +31.0% YoY, 46 median days on market, 39.5% of listings reducing price. Pending ratio carries 60% of the weight; inventory, days on market, and price reductions each contribute the remainder. — Live indicators (August 2026): Sold Score: 45/100 (Fair Chance of Selling) · Pending ratio: 0.39 · Inventory YoY: +31.0% · Median days on market: 46 · Sellers cutting price: 39.5% · Median listing price: $344,900 (+1.6% YoY)