Market Intelligence Report — PA-540

Chambersburg, PA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-PA-09
As of the latest 2026 data
Stabilizing

Median Listing

$359K
-1.1% YoY

Pending Ratio

0.52
-10.8% YoY

Active Inventory

433
+15.8% YoY

Median DOM

45 Days
+25.7% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's stabilizing Chambersburg market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Chambersburg, PA.

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The housing market is currently stabilizing, characterized by a pending ratio of 0.52. Active listings have expanded by 15.8% year-over-year, indicating a gradual rebalancing of supply and demand dynamics.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.5%-1.3 pp YoY

Unemployment rate · Aug 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

160,652+0.7% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Chambersburg market right now.

Inventory continues to expand, with active listings up 15.8% year-over-year. New listings, however, have contracted slightly by 3.4% over the same period. Median listing prices show modest depreciation, declining 0.4% month-over-month and 1.1% year-over-year. Demand, as reflected by the pending ratio, registered 0.52, a year-over-year decrease of 10.8%.

Historical Analysis

Market Trends

Median Price

$359K-0.4% MoM

Active Inventory

433+15.8% YoY

Days on Market

45+25.7% YoY

Sold Score™

63-10.8% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

63
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

Negotiating leverage is gradually shifting as inventory builds and the pace of transactions moderates. Days on market have increased by 25.7% year-over-year, suggesting less urgency for buyers. Price reductions remain consistent, currently at 21.9%, supporting more disciplined pricing strategies among sellers.

Luxury Segment

The average listing price has declined by 6.4% year-over-year, outpacing the median listing price's 1.1% year-over-year decline. This widening spread between average and median prices, alongside a 2.5% year-over-year decrease in median $/sqft, suggests some moderation in pricing within higher-priced segments.

Supply Dynamics

433 active listings represent the current floor, with new supply arriving at roughly 170 per month.

Pricing Pressure
21.9%

of active listings carry a price reduction, -0.5% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -2.5% year-over-year.

Absorption
0.52

Pending-to-active ratio — Stabilizing.

Recommended For This Market

Stabilizing

Selling in Chambersburg, PA? Homes here are taking 9 days longer to sell than last year.

Chambersburg, PA is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
52%
Median Days on Market
45 days
Inventory YoY
+16%

Chambersburg, PA is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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The Monthly Briefing

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Metro Demographics

Metro Area
Chambersburg, PA
CBSA Code
16540
State
PA

ZIPs in Chambersburg, PA

Sorted by active inventory · click a ZIP for its full report

Analysis FAQ
  • What is the current market condition in Chambersburg?+

    As of the latest 2026 data, the Chambersburg metro is classified as Stabilizing. Pending ratio is 0.52 with median days on market at 45.

  • Are home prices dropping in Chambersburg?+

    Median listing price is $359K, -1.1% year over year. 21.9% of active listings carry a price reduction.

  • How fast are homes selling in Chambersburg?+

    The typical listing sits 45 days on market, a +25.7% change YoY. New listings are arriving at 170 per month.

  • What's happening in the Chambersburg luxury market?+

    The average listing price has declined by 6.4% year-over-year, outpacing the median listing price's 1.1% year-over-year decline. This widening spread between average and median prices, alongside a 2.5% year-over-year decrease in median $/sqft, suggests some moderation in pricing within higher-priced segments.

  • Where can I find a trusted Chambersburg real estate expert?+

    Primpted maintains a vetted registry of Chambersburg agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 16540 · 36mo history