Market Intelligence Report — PA-540

Chambersburg, PA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-PA-08
As of the latest 2026 data
Stabilizing

Median Listing

$360K
-1.5% YoY

Pending Ratio

0.53
-12.4% YoY

Active Inventory

415
+21.0% YoY

Median DOM

50 Days
+37.5% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's stabilizing Chambersburg market?

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The Chambersburg market is currently stabilizing, characterized by a pending ratio of 0.53. This indicates a relatively balanced absorption of available inventory, even as active listings have grown 21.0% year-over-year.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.4%-0.9 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

160,652+0.7% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Chambersburg market right now.

Active listings have increased by 21.0% over the past year, reaching 415 units, while new listings saw a more moderate rise of 6.3%. Concurrently, the pending ratio declined by 12.4% year-over-year, settling at 0.53. Median listing prices have experienced a slight contraction of 1.5% annually, with median days on market extending by 37.5% over the past year.

Historical Analysis

Market Trends

Median Price

$360K-0.0% MoM

Active Inventory

415+21.0% YoY

Days on Market

50+37.5% YoY

Sold Score™

61-12.4% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

61
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With a stable pending ratio and expanding active inventory, market participants are observing conditions that promote a more measured pace of transactions. The upward trend in days on market suggests a recalibration of pricing expectations, encouraging greater price discipline from sellers to align with buyer demand.

Luxury Segment

Average listing prices declined by 9.5% over the past year, significantly more than the 1.5% decrease in median listing prices. This divergence, coupled with a 1.4% decline in median $/sqft, suggests some softening at higher price points within the market.

Supply Dynamics

415 active listings represent the current floor, with new supply arriving at roughly 204 per month.

Pricing Pressure
17.9%

of active listings carry a price reduction, +0.9% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -1.4% year-over-year.

Absorption
0.53

Pending-to-active ratio — Stabilizing.

Recommended For This Market

Stabilizing

Selling in Chambersburg, PA? Homes here are taking 14 days longer to sell than last year.

Chambersburg, PA is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
53%
Median Days on Market
50 days
Inventory YoY
+21%

Chambersburg, PA is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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Metro Demographics

Metro Area
Chambersburg, PA
CBSA Code
16540
State
PA

ZIPs in Chambersburg, PA

Sorted by active inventory · click a ZIP for its full report