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How competitive is the Champaign-Urbana housing market?

P

Primpted Housing Analyst

Updated monthly · Data through September 2026 · v269

Data-backed
Sold Score
60/100
YoY Good Chance of Selling
Pending ratio
0.47
YoY contracts vs active
Inventory YoY
+0.3%
YoY active listings
Median DOM
55
YoY days on market
Price cuts
43.1%
YoY of active listings
Champaign-Urbana is moderately competitive as of September 2026, with a Sold Score of 60/100 (Good Chance of Selling). **Pending ratio** is 0.47 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is +31.1% — more choices for buyers than a year ago. **Median days on market** is 55. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 43.1% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (September 2026): Sold Score: 60/100 (Good Chance of Selling) · Pending ratio: 0.47 · Inventory YoY: +31.1% · Median days on market: 55 · Sellers cutting price: 43.1% · Median listing price: $299,950 (+10.1% YoY)

Champaign-Urbana snapshot

As of the latest 2026 data
Median listing
$300K
YoY +0.1%
Active inventory
506
YoY +0.3%
Median DOM
55
YoY +0.3%
Pending ratio
0.47
YoY -0.3%
Price-reduced
22.7%
YoY +0.1%

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