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How competitive is the Toccoa housing market?

P

Primpted Housing Analyst

Updated monthly · Data through September 2026 · v269

Data-backed
Sold Score
31/100
YoY Challenging Market Conditions
Pending ratio
0.26
YoY contracts vs active
Inventory YoY
+0.4%
YoY active listings
Median DOM
89
YoY days on market
Price cuts
26.0%
YoY of active listings
Toccoa is soft for sellers as of September 2026, with a Sold Score of 31/100 (Challenging Market Conditions). **Pending ratio** is 0.26 (contracts vs. active inventory) — anything above 0.40 is healthy demand, below 0.20 is slow. **Inventory change YoY** is +43.5% — more choices for buyers than a year ago. **Median days on market** is 89. Faster than 30 days means buyers are deciding quickly. **Price-reduction share** is 26.0% of active listings — above 25% signals sellers are widely overshooting list price. — Live indicators (September 2026): Sold Score: 31/100 (Challenging Market Conditions) · Pending ratio: 0.26 · Inventory YoY: +43.5% · Median days on market: 89 · Sellers cutting price: 26.0% · Median listing price: $343,650 (+5.8% YoY)

Toccoa snapshot

As of the latest 2026 data
Median listing
$344K
YoY +0.1%
Active inventory
177
YoY +0.4%
Median DOM
89
YoY +0.2%
Pending ratio
0.26
YoY -0.1%
Price-reduced
17.4%
YoY +0.0%

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