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How much down payment do I need in Chicago?

Chicago snapshot

As of the latest 2026 data
Median listing
$393K
YoY +0.0%
Active inventory
14,609
YoY -0.1%
Median DOM
35
YoY -0.0%
Pending ratio
0.87
YoY +0.0%
Price-reduced
14.1%
YoY -0.0%
P

Primpted Housing Analyst

Data-backed

Primpted research desk

There is no set down payment amount for buying a home in Chicago. The amount you put down depends on the price of the home you choose and the type of loan you get.

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