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What credit score do I need to buy in Chicago?
Chicago snapshot
As of the latest 2026 data- Median listing
- $389K
- YoY +0.0%
- Active inventory
- 12,574
- YoY -0.1%
- Median DOM
- 33
- YoY +0.0%
- Pending ratio
- 1.11
- YoY +0.1%
- Price-reduced
- 11.1%
- YoY -0.0%
P
Primpted Housing Analyst
Data-backedPrimpted research desk
I can only provide information about the housing market based on the data I have. I do not have data on credit scores needed to buy a home in Chicago. However, I can tell you about the current market conditions which might help you understand the buying landscape.
The median listing price in Chicago is currently $389,000. This is up 3.7% from last month and 2.4% from last year.
There are fewer homes available right now. Active listings are down 10.7% compared to last year, and new listings are down 13.0%. This means there are fewer choices for buyers.
Homes are also staying on the market a little longer. The median home spends 33 days on the market, which is up 3.1% from last year.
Despite fewer homes available, homes are still selling. There are more pending listings than active listings, with a pending ratio of 1.11, which is a 9.7% jump from last year. This suggests that even with fewer available homes, buyers are still finding and putting offers on properties.
Overall, fewer homes are coming onto the market, but those that are listed are selling, and prices are going up. This means competition for homes could be higher for you as a buyer.
Featured experts in this market
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Michael Saladino
Keller Williams Realty
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Keller Williams Realty
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