Bay City, MI
Monthly housing intelligence, market trends, and trusted local expertise.
As of the latest 2026 data
Median Listing
Pending Ratio
Active Inventory
Median DOM
Primary Intelligence Tool — Sold Score™
Will your home sell in today's accelerated Bay City market?
Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Bay City, MI.
The Bay City housing market is currently in an Accelerated condition, with a pending ratio of 0.64 indicating demand is absorbing available inventory at a robust pace. This occurs despite a double-digit decline in the median listing price over the past year, reflecting ongoing market recalibration.
Local Market Signals
Source: FRED (St. Louis Fed)Local economic trends can influence how quickly homes sell and how much competition sellers may face.
Job Market
Unemployment rate · Sep 2026
Shows whether local employment conditions are supporting buyer demand.
U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).
Population & Migration
Resident population · Jan 2025
Shows whether the area is gaining or losing potential housing demand.
U.S. Census Bureau via FRED (St. Louis Fed).
Future Housing Supply
Data not yet available.
Shows whether future inventory pressure may increase.
What's moving the Bay City market right now.
Active listings have seen a substantial year-over-year increase of 40.6%, suggesting an expanding inventory base. Concurrently, new listings have decreased by 18.3% over the past year, contributing to shifts in supply dynamics. The median listing price has contracted by 10.3% year-over-year, alongside a 5.1% month-over-month decline, indicating price adjustments. The pending ratio has observed a slight year-over-year decline of 3.3%, yet remains elevated.
Market Trends
Median Price
Active Inventory
Days on Market
Sold Score™
Sold Score™ Over Time
Market liquidity index • 36 months
Price & Days on Market
Median listing vs market velocity
Inventory Dynamics
Total active listings vs new monthly supply
Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.
Market Signals & Indicators
With a pending ratio of 0.64, the pace of demand absorption remains considerable, placing some pressure on available inventory. While median prices are adjusting, the current market condition suggests that properties that align with current price expectations are likely to transition efficiently. Negotiating leverage is influenced by this sustained absorption rate, requiring price discipline from sellers to meet prevailing buyer sentiment.
No distinct luxury-segment signal in this dataset.
248 active listings represent the current floor, with new supply arriving at roughly 98 per month.
of active listings carry a price reduction, +4.0% from prior period.
Median price per square foot has moved +1.2% year-over-year.
Pending-to-active ratio — Accelerated.
Recommended For This Market
AcceleratedSelling in Bay City, MI? Homes here are taking 11 days longer to sell than last year.
Demand in Bay City, MI is outpacing supply. Well-prepared listings are still clearing quickly — pricing to the current pace matters more than waiting.
- Buyer Demand Index
- 64%
- Median Days on Market
- 48 days
- Inventory YoY
- +41%
Demand is strong in Bay City, MI. Check your Sold Score before you price — conditions this favorable don't hold forever.
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