Market Intelligence Report — IN-260

Bedford, IN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IN-09
As of the latest 2026 data
Cooling

Median Listing

$241K
-2.7% YoY

Pending Ratio

0.34
-6.8% YoY

Active Inventory

200
+33.9% YoY

Median DOM

49 Days
-3.5% YoY

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The market is experiencing a cooling trend, characterized by a pending ratio of 0.34 and a significant 33.9% year-over-year increase in active listings. Median listing prices show a modest 2.5% month-over-month gain but a 2.7% decline over the past year, indicating a deceleration in price appreciation.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Bedford market right now.

Inventory expanded considerably, with active listings up 33.9% year-over-year and new listings increasing by 39.3% year-over-year. Demand, as measured by pending listings, saw a year-over-year decline in its absorption rate, with the pending ratio decreasing by 6.8% over the past year. This indicates a growing supply base relative to current absorption trends, contributing to a market rebalancing. While median prices saw a month-over-month increase, the year-over-year decline suggests a shift in pricing momentum.

Historical Analysis

Market Trends

Median Price

$241K+2.5% MoM

Active Inventory

200+33.9% YoY

Days on Market

49-3.5% YoY

Sold Score™

45-6.8% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

45
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

Negotiating leverage is shifting as inventory levels have expanded significantly. The extended supply is reducing urgency in the market, allowing for more considered transactions. Price discipline is becoming more prominent, as evidenced by the year-over-year decline in median listing prices despite a recent month-over-month increase, and a 26.5% share of listings with price reductions.

Luxury Segment

The average listing price increased by 29.7% year-over-year, significantly outpacing the 3.1% year-over-year gain in median $/sqft and the 2.7% year-over-year decline in the median listing price. This divergence, coupled with a wide spread between the average and median listing prices, indicates disproportionate activity or valuation shifts within the higher-price tiers.

Supply Dynamics

200 active listings represent the current floor, with new supply arriving at roughly 78 per month.

Pricing Pressure
26.5%

of active listings carry a price reduction, +1.8% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +3.1% year-over-year.

Absorption
0.34

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Bedford, IN? Inventory is up 34% from last year.

Buyers have leverage in Bedford, IN. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
34%
Median Days on Market
49 days
Inventory YoY
+34%

In a buyer's market, strategy beats timing. See how your home scores in Bedford, IN and what moves the number.

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Metro Demographics

Metro Area
Bedford, IN
CBSA Code
13260
State
IN
Analysis FAQ
  • What is the current market condition in Bedford?+

    As of the latest 2026 data, the Bedford metro is classified as Cooling. Pending ratio is 0.34 with median days on market at 49.

  • Are home prices dropping in Bedford?+

    Median listing price is $241K, -2.7% year over year. 26.5% of active listings carry a price reduction.

  • How fast are homes selling in Bedford?+

    The typical listing sits 49 days on market, a -3.5% change YoY. New listings are arriving at 78 per month.

  • What's happening in the Bedford luxury market?+

    The average listing price increased by 29.7% year-over-year, significantly outpacing the 3.1% year-over-year gain in median $/sqft and the 2.7% year-over-year decline in the median listing price. This divergence, coupled with a wide spread between the average and median listing prices, indicates disproportionate activity or valuation shifts within the higher-price tiers.

  • Where can I find a trusted Bedford real estate expert?+

    Primpted maintains a vetted registry of Bedford agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 13260 · 36mo history