Market Intelligence Report — IN-020

Bloomington, IN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IN-09
As of the latest 2026 data
Cooling

Median Listing

$360K
-4.6% YoY

Pending Ratio

0.26
-5.0% YoY

Active Inventory

629
+10.8% YoY

Median DOM

73 Days
+19.7% YoY

Primary Intelligence Tool — Sold Score™

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The Bloomington, IN market is currently categorized as Cooling, with a pending ratio of 0.26 indicating demand absorption is notably lagging supply. Active listings have expanded by 10.8% year-over-year, while the median listing price has declined by 4.6% over the same period.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.7%+0.4 pp YoY

Unemployment rate · Sep 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

165,231+0.5% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Bloomington market right now.

Inventory levels have increased, with active listings rising by 10.8% and new listings up 21.8% year-over-year. Concurrently, the pending ratio has softened, registering 0.26, reflecting a deceleration in demand. The median listing price has experienced a year-over-year contraction of 4.6%, and properties are spending longer periods on the market, with median days on market extending by 19.7% over the past year. A significant proportion of listings, 24.8%, have undergone price reductions.

Rob Gintner
Rob Gintner
Other

“Local pricing and inventory dynamics across Bloomington shift block by block — happy to walk through what's actually closing.”

Historical Analysis

Market Trends

Median Price

$360K-0.1% MoM

Active Inventory

629+10.8% YoY

Days on Market

73+19.7% YoY

Sold Score™

30-5.0% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

30
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The expanded inventory and extended market times suggest that prospective purchasers may encounter greater opportunity for price discipline. The current pace of demand absorption creates an environment where inventory pressure on pricing is limited. Negotiations are likely to reflect the increased supply and longer market exposure.

Luxury Segment

No distinct luxury-segment signal in this dataset.

Supply Dynamics

629 active listings represent the current floor, with new supply arriving at roughly 190 per month.

Pricing Pressure
24.8%

of active listings carry a price reduction, +2.8% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -0.4% year-over-year.

Absorption
0.26

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Bloomington, IN? Homes here are taking 12 days longer to sell than last year.

Buyers have leverage in Bloomington, IN. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
26%
Median Days on Market
73 days
Inventory YoY
+11%

In a buyer's market, strategy beats timing. See how your home scores in Bloomington, IN and what moves the number.

See my Sold Score & selling strategy →

Talk to a listing expert who is actively selling in Bloomington, IN.

Rob Gintner →

Other

How these recommendations are chosen →

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Metro Demographics

Metro Area
Bloomington, IN
CBSA Code
14020
State
IN

ZIPs in Bloomington, IN

Sorted by active inventory · click a ZIP for its full report

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