Market Intelligence Report — IN-020

Bloomington, IN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IN-08
As of the latest 2026 data
Cooling

Median Listing

$360K
-6.5% YoY

Pending Ratio

0.27
-2.9% YoY

Active Inventory

632
+10.1% YoY

Median DOM

68 Days
+17.2% YoY

Primary Intelligence Tool — Sold Score™

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The Bloomington market exhibits cooling conditions, with a pending ratio of 0.27 indicating that demand absorption is moderate relative to available inventory. Active listings have expanded by 10.1% year-over-year, contributing to a more balanced environment.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.7%-0.7 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

165,231+0.5% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Bloomington market right now.

Active listings have seen a notable increase of 10.1% over the past year, contributing to expanding supply. Concurrently, new listings declined by 11.5% year-over-year, which could moderate future inventory growth. The median listing price has contracted by 6.5% year-over-year, while the pending ratio experienced a year-over-year decrease of 2.9%, further signaling a shift in market dynamics.

Rob Gintner
Rob Gintner
Other

Local pricing and inventory dynamics across Bloomington shift block by block — happy to walk through what's actually closing.

Historical Analysis

Market Trends

Median Price

$360K-2.8% MoM

Active Inventory

632+10.1% YoY

Days on Market

68+17.2% YoY

Sold Score™

31-2.9% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

31
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With an expanding supply of active listings and a pending ratio of 0.27, the current environment places greater emphasis on price discipline from sellers. The extended median days on market, at 68, suggests that the pace of transactions has moderated, requiring strategic pricing to align with buyer expectations and reduce inventory pressure.

Luxury Segment

The average listing price has slightly declined by 0.2% year-over-year, aligning with a median $/sqft contraction of 0.3% over the same period. The spread between the average listing price ($450,648) and the median listing price ($359,950) suggests that higher-priced segments are experiencing similar, if not slightly more pronounced, price adjustments compared to the broader market, though median square footage remains stable.

Supply Dynamics

632 active listings represent the current floor, with new supply arriving at roughly 184 per month.

Pricing Pressure
22.4%

of active listings carry a price reduction, -1.0% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -0.3% year-over-year.

Absorption
0.27

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Bloomington, IN? Homes here are taking 10 days longer to sell than last year.

Buyers have leverage in Bloomington, IN. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
27%
Median Days on Market
68 days
Inventory YoY
+10%

In a buyer's market, strategy beats timing. See how your home scores in Bloomington, IN and what moves the number.

See my Sold Score & selling strategy

Talk to a listing expert who is actively selling in Bloomington, IN.

Rob Gintner

Other

How these recommendations are chosen →

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Metro Demographics

Metro Area
Bloomington, IN
CBSA Code
14020
State
IN

ZIPs in Bloomington, IN

Sorted by active inventory · click a ZIP for its full report

Vetted Local Practitioners

Direct Consultation

Need a real Bloomington expert on the phone?

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Analysis FAQ
  • What is the current market condition in Bloomington?+

    As of the latest 2026 data, the Bloomington metro is classified as Cooling. Pending ratio is 0.27 with median days on market at 68.

  • Are home prices dropping in Bloomington?+

    Median listing price is $360K, -6.5% year over year. 22.4% of active listings carry a price reduction.

  • How fast are homes selling in Bloomington?+

    The typical listing sits 68 days on market, a +17.2% change YoY. New listings are arriving at 184 per month.

  • What's happening in the Bloomington luxury market?+

    The average listing price has slightly declined by 0.2% year-over-year, aligning with a median $/sqft contraction of 0.3% over the same period. The spread between the average listing price ($450,648) and the median listing price ($359,950) suggests that higher-priced segments are experiencing similar, if not slightly more pronounced, price adjustments compared to the broader market, though median square footage remains stable.

  • Where can I find a trusted Bloomington real estate expert?+

    Primpted maintains a vetted registry of Bloomington agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 14020 · 36mo history