Market Intelligence Report — MI-740

Coldwater, MI

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-MI-09
As of the latest 2026 data
Cooling

Median Listing

$300K
+7.1% YoY

Pending Ratio

0.41
+7.7% YoY

Active Inventory

114
-12.4% YoY

Median DOM

58 Days
-8.7% YoY

Primary Intelligence Tool — Sold Score™

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The Coldwater, MI market is cooling, characterized by a pending ratio of 0.41. While the median listing price has increased 7.1% year-over-year to $299,900, active listings have contracted by 12.4% over the same period.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Coldwater market right now.

Active listings have decreased by 12.4% over the past year, alongside a substantial 64.7% year-over-year increase in new listings, contributing to evolving inventory dynamics. The pending ratio stands at 0.41, showing a 7.7% increase year-over-year from a lower base. Median days on market have decreased by 8.7% year-over-year, indicating some ongoing absorption despite the cooling condition.

Historical Analysis

Market Trends

Median Price

$300K+0.0% MoM

Active Inventory

114-12.4% YoY

Days on Market

58-8.7% YoY

Sold Score™

57+7.7% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

57
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

Negotiating leverage is shifting as the market cools, with a pending ratio of 0.41 suggesting that demand absorption is moderating relative to supply. The increase in new listings indicates a loosening of inventory pressure, which may prompt a focus on price discipline from sellers as the pace of transactions adjusts.

Luxury Segment

The average listing price has increased by 10.9% year-over-year to $371,476, outpacing the 7.1% increase in the median listing price. This widening spread, alongside a modest 3.6% increase in median $/sqft, suggests a potential divergence in performance within higher-priced segments.

Supply Dynamics

114 active listings represent the current floor, with new supply arriving at roughly 56 per month.

Pricing Pressure
18.9%

of active listings carry a price reduction, -5.9% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +3.6% year-over-year.

Absorption
0.41

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Coldwater, MI? Homes here are taking 5 days less to sell than last year.

Coldwater, MI is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
41%
Median Days on Market
58 days
Inventory YoY
−12%

Coldwater, MI is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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Metro Demographics

Metro Area
Coldwater, MI
CBSA Code
17740
State
MI

ZIPs in Coldwater, MI

Sorted by active inventory · click a ZIP for its full report

Analysis FAQ
  • What is the current market condition in Coldwater?+

    As of the latest 2026 data, the Coldwater metro is classified as Cooling. Pending ratio is 0.41 with median days on market at 58.

  • Are home prices dropping in Coldwater?+

    Median listing price is $300K, +7.1% year over year. 18.9% of active listings carry a price reduction.

  • How fast are homes selling in Coldwater?+

    The typical listing sits 58 days on market, a -8.7% change YoY. New listings are arriving at 56 per month.

  • What's happening in the Coldwater luxury market?+

    The average listing price has increased by 10.9% year-over-year to $371,476, outpacing the 7.1% increase in the median listing price. This widening spread, alongside a modest 3.6% increase in median $/sqft, suggests a potential divergence in performance within higher-priced segments.

  • Where can I find a trusted Coldwater real estate expert?+

    Primpted maintains a vetted registry of Coldwater agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 17740 · 36mo history