Market Intelligence Report — CO-660

Fort Collins-Loveland, CO

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-CO-09
As of the latest 2026 data
Cooling

Median Listing

$568K
-4.9% YoY

Pending Ratio

0.28
-7.1% YoY

Active Inventory

1,929
+8.1% YoY

Median DOM

64 Days
-1.6% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's cooling Fort Collins-Loveland market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Fort Collins-Loveland, CO.

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The Fort Collins-Loveland market is exhibiting cooling conditions. The pending ratio stands at 0.28, indicating a slow absorption of available inventory. Median listing prices have registered a year-over-year decline of 4.9%.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

4.4%+0.6 pp YoY

Unemployment rate · Aug 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

377,292+0.8% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

85-22.5% YoY

Building permits (private housing units) · Aug 2026

Shows whether future inventory pressure may increase.

U.S. Census Bureau building permits via FRED (St. Louis Fed).

Market Analysis

What's moving the Fort Collins-Loveland market right now.

Inventory levels have expanded, with active listings up 8.1% year-over-year, while new listings also saw an increase of 4.6% over the past year. Concurrently, the pending ratio has contracted by 7.1% year-over-year, signifying weakening demand absorption. Median listing prices have continued a downward trajectory, declining 1.3% month-over-month and 4.9% year-over-year.

Historical Analysis

Market Trends

Median Price

$568K-1.3% MoM

Active Inventory

1,929+8.1% YoY

Days on Market

64-1.6% YoY

Sold Score™

35-7.1% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

35
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The current pace of transactions is subdued due to an expanding supply of available properties. The increase in active listings and a low pending ratio contribute to reduced inventory pressure, necessitating greater price discipline from sellers to facilitate sales. Buyers likely experience more negotiation room in this environment.

Luxury Segment

The average listing price has declined 7.4% year-over-year, outpacing the 4.9% decline in the median listing price, and the median $/sqft saw a modest 0.1% year-over-year increase. This suggests some softening at higher price tiers, contributing to an elevated spread between average and median listing prices.

Supply Dynamics

1,929 active listings represent the current floor, with new supply arriving at roughly 594 per month.

Pricing Pressure
27.4%

of active listings carry a price reduction, +2.5% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +0.1% year-over-year.

Absorption
0.28

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Fort Collins-Loveland, CO? Buyer Demand Index is running at 28%.

Buyers have leverage in Fort Collins-Loveland, CO. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
28%
Median Days on Market
64 days
Inventory YoY
+8%

In a buyer's market, strategy beats timing. See how your home scores in Fort Collins-Loveland, CO and what moves the number.

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Metro Demographics

Metro Area
Fort Collins-Loveland, CO
CBSA Code
22660
State
CO

ZIPs in Fort Collins-Loveland, CO

Sorted by active inventory · click a ZIP for its full report