Market Intelligence Report — CO-660

Fort Collins-Loveland, CO

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-CO-08
As of the latest 2026 data
Cooling

Median Listing

$575K
-4.1% YoY

Pending Ratio

0.31
-3.1% YoY

Active Inventory

1,894
+2.8% YoY

Median DOM

57 Days
-1.7% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's cooling Fort Collins-Loveland market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Fort Collins-Loveland, CO.

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The Fort Collins-Loveland market is characterized as Cooling, with a pending ratio of 0.31, indicating that demand absorption is lagging inventory. This metric represents a decline of 3.1% over the past year, reinforcing the current market dynamics.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.8%-0.1 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

377,292+0.8% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

233+60.1% YoY

Building permits (private housing units) · Jul 2026

Shows whether future inventory pressure may increase.

U.S. Census Bureau building permits via FRED (St. Louis Fed).

Market Analysis

What's moving the Fort Collins-Loveland market right now.

Active listings have shown a modest increase of 2.8% year-over-year, reaching 1,894 units, while new listings also grew by 2.8% over the same period. Median listing prices have experienced a year-over-year contraction of 4.1%, falling to $575,000, and month-over-month prices are down by 0.4%. The price-reduced share has seen a decline of 4.0% year-over-year, yet a quarter of active listings currently have price reductions.

Historical Analysis

Market Trends

Median Price

$575K-0.4% MoM

Active Inventory

1,894+2.8% YoY

Days on Market

57-1.7% YoY

Sold Score™

42-3.1% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

42
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With a pending ratio of 0.31 and a year-over-year decline in median listing prices, the market suggests a slower pace of transactions. The absorption rate indicates that inventory levels exert pressure, prompting more considered offers and potentially greater price discipline from sellers.

Luxury Segment

The average listing price has declined by 6.3% over the past year, reaching $735,856, while the median listing price decreased by 4.1% over the same period. This notable spread in year-over-year price performance suggests some softening at higher price points. Median price per square foot remains stable at $274 year-over-year, offering a mixed signal for the premium segment.

Supply Dynamics

1,894 active listings represent the current floor, with new supply arriving at roughly 584 per month.

Pricing Pressure
25.0%

of active listings carry a price reduction, -4.0% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -0.0% year-over-year.

Absorption
0.31

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Fort Collins-Loveland, CO? Buyer Demand Index is running at 31%.

Buyers have leverage in Fort Collins-Loveland, CO. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
31%
Median Days on Market
57 days
Inventory YoY
+3%

In a buyer's market, strategy beats timing. See how your home scores in Fort Collins-Loveland, CO and what moves the number.

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Metro Demographics

Metro Area
Fort Collins-Loveland, CO
CBSA Code
22660
State
CO

ZIPs in Fort Collins-Loveland, CO

Sorted by active inventory · click a ZIP for its full report