Market Intelligence Report — IN-900

Indianapolis-Carmel-Greenwood, IN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IN-08
As of the latest 2026 data
Stabilizing

Median Listing

$310K
-5.3% YoY

Pending Ratio

0.50
-11.8% YoY

Active Inventory

6,422
+20.8% YoY

Median DOM

51 Days
+8.5% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's stabilizing Indianapolis-Carmel-Greenwood market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Indianapolis-Carmel-Greenwood, IN.

Free ReportNo Sign-up~60 Seconds

The Indianapolis-Carmel-Greenwood market is exhibiting stabilizing dynamics, characterized by a pending ratio of 0.50. Active listings have expanded by 20.8% year-over-year, absorbing some of the buyer demand previously unmet by available inventory.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.4%-0.4 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

2.21M+1.0% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

1,176+7.4% YoY

Building permits (private housing units) · Jul 2026

Shows whether future inventory pressure may increase.

U.S. Census Bureau building permits via FRED (St. Louis Fed).

Market Analysis

What's moving the Indianapolis-Carmel-Greenwood market right now.

Active listings have seen a substantial year-over-year increase of 20.8%, with new listings also rising by 3.5% over the past year. Concurrently, the median listing price has declined by 5.3% year-over-year, alongside a 1.6% month-over-month reduction. The pending ratio has contracted by 11.8% year-over-year to 0.50, indicating a deceleration in demand relative to available supply. Median days on market have increased by 8.5% over the past year, reflecting a slightly slower absorption pace.

Historical Analysis

Market Trends

Median Price

$310K-1.6% MoM

Active Inventory

6,422+20.8% YoY

Days on Market

51+8.5% YoY

Sold Score™

54-11.8% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

54
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The current market condition suggests a more balanced negotiating environment. The expansion in active listings and increased days on market indicate that buyers may experience less urgency, allowing for greater price discipline. While demand continues to absorb available supply, the pace of transactions has moderated, reducing extreme pressure on inventory.

Luxury Segment

The average listing price has declined by 3.8% year-over-year, while the median listing price decreased by 5.3% over the same period. This differential, combined with a 4.4% year-over-year increase in median $/sqft, suggests some shifts in the higher-priced segments, although not a clear signal of broad luxury-segment softness.

Supply Dynamics

6,422 active listings represent the current floor, with new supply arriving at roughly 3,084 per month.

Pricing Pressure
28.8%

of active listings carry a price reduction, -0.6% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +4.4% year-over-year.

Absorption
0.50

Pending-to-active ratio — Stabilizing.

Recommended For This Market

Stabilizing

Selling in Indianapolis-Carmel-Greenwood, IN? Homes here are taking 4 days longer to sell than last year.

Indianapolis-Carmel-Greenwood, IN is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
50%
Median Days on Market
51 days
Inventory YoY
+21%

Indianapolis-Carmel-Greenwood, IN is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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Metro Demographics

Metro Area
Indianapolis-Carmel-Greenwood, IN
CBSA Code
26900
State
IN

ZIPs in Indianapolis-Carmel-Greenwood, IN

Sorted by active inventory · click a ZIP for its full report