Market Intelligence Report — IN-900

Monticello, IN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IN-09
As of the latest 2026 data
Cooling

Median Listing

$290K
-12.2% YoY

Pending Ratio

0.36
+0.1% YoY

Active Inventory

108
+18.0% YoY

Median DOM

72 Days
+19.5% YoY

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The Monticello market is experiencing a Cooling phase, with the pending ratio at 0.36 indicating a significant imbalance between supply and demand. The median listing price has seen a notable year-over-year decrease of 12.2%, settling at $289,900.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Monticello market right now.

Active listings have expanded by 18.0% year-over-year, reaching 108, while new listings increased by 6.3% over the same period. Concurrently, the median days on market extended by 19.5% year-over-year to 72 days, suggesting a slower pace of transactions. Despite a marginal year-over-year increase in the pending ratio, its absolute level remains low, reflecting subdued demand absorption. Median listing price declined by 3.2% month-over-month and 12.2% year-over-year.

Historical Analysis

Market Trends

Median Price

$290K-3.2% MoM

Active Inventory

108+18.0% YoY

Days on Market

72+19.5% YoY

Sold Score™

45+0.1% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

45
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The current market dynamics suggest a deceleration in transaction pace, evidenced by extended days on market. The growth in active listings combined with a low pending ratio indicates increasing inventory pressure. Price adjustments, with a 23.5% price-reduced share, reflect an environment where price discipline is being tested.

Luxury Segment

The average listing price, at $356,381, is elevated compared to the median of $289,900, suggesting a segment of higher-priced properties. However, the median $/sqft saw a year-over-year decline of 5.6%, and the average listing price decreased by 11.2% year-over-year, which may indicate some softening in the higher price tiers.

Supply Dynamics

108 active listings represent the current floor, with new supply arriving at roughly 34 per month.

Pricing Pressure
23.5%

of active listings carry a price reduction, -3.7% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -5.6% year-over-year.

Absorption
0.36

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Monticello, IN? Homes here are taking 12 days longer to sell than last year.

Buyers have leverage in Monticello, IN. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
36%
Median Days on Market
72 days
Inventory YoY
+18%

In a buyer's market, strategy beats timing. See how your home scores in Monticello, IN and what moves the number.

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Metro Demographics

Metro Area
Monticello, IN
CBSA Code
33900
State
IN

ZIPs in Monticello, IN

Sorted by active inventory · click a ZIP for its full report

Analysis FAQ
  • What is the current market condition in Monticello?+

    As of the latest 2026 data, the Monticello metro is classified as Cooling. Pending ratio is 0.36 with median days on market at 72.

  • Are home prices dropping in Monticello?+

    Median listing price is $290K, -12.2% year over year. 23.5% of active listings carry a price reduction.

  • How fast are homes selling in Monticello?+

    The typical listing sits 72 days on market, a +19.5% change YoY. New listings are arriving at 34 per month.

  • What's happening in the Monticello luxury market?+

    The average listing price, at $356,381, is elevated compared to the median of $289,900, suggesting a segment of higher-priced properties. However, the median $/sqft saw a year-over-year decline of 5.6%, and the average listing price decreased by 11.2% year-over-year, which may indicate some softening in the higher price tiers.

  • Where can I find a trusted Monticello real estate expert?+

    Primpted maintains a vetted registry of Monticello agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 33900 · 36mo history