Market Intelligence Report — KY-460

Mount Sterling, KY

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-KY-08
As of the latest 2026 data
Cooling

Median Listing

$272K
-1.1% YoY

Pending Ratio

0.34
+0.4% YoY

Active Inventory

166
+8.5% YoY

Median DOM

67 Days
+6.3% YoY

Primary Intelligence Tool — Sold Score™

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The Mount Sterling housing market is exhibiting cooling conditions, characterized by a pending ratio of 0.34. Active listings have expanded by 8.5% year-over-year, indicating a gradual accumulation of available inventory.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Mount Sterling market right now.

The market's inventory expanded in the most recent period, with active listings increasing by 8.5% over the past year. Concurrently, new listings saw a decline of 25.0% year-over-year. The median listing price registered a modest 0.9% month-over-month increase, yet declined by 1.1% compared to the prior year. The pending ratio, at 0.34, indicates a measured pace of demand absorption despite a 0.4 percentage point increase over the year.

Historical Analysis

Market Trends

Median Price

$272K+0.9% MoM

Active Inventory

166+8.5% YoY

Days on Market

67+6.3% YoY

Sold Score™

45+0.4% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

45
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With a pending ratio of 0.34 and active listings increasing year-over-year, the pace of transactions is moderate, suggesting less urgency in demand. The expanding inventory creates an environment where buyers may exercise greater price discipline, potentially extending negotiation periods. This favors a deliberate approach to property transactions.

Luxury Segment

Average listing prices declined by 10.6% year-over-year, notably more than the 1.1% decline in median listing prices. This divergence, coupled with a 8.3% year-over-year increase in median $/sqft, suggests some softening at the higher price tiers despite general appreciation in per-square-foot values.

Supply Dynamics

166 active listings represent the current floor, with new supply arriving at roughly 48 per month.

Pricing Pressure
19.3%

of active listings carry a price reduction, +0.8% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +8.3% year-over-year.

Absorption
0.34

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Mount Sterling, KY? Homes here are taking 4 days longer to sell than last year.

Buyers have leverage in Mount Sterling, KY. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
34%
Median Days on Market
67 days
Inventory YoY
+9%

In a buyer's market, strategy beats timing. See how your home scores in Mount Sterling, KY and what moves the number.

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Metro Demographics

Metro Area
Mount Sterling, KY
CBSA Code
34460
State
KY

ZIPs in Mount Sterling, KY

Sorted by active inventory · click a ZIP for its full report