Market Intelligence Report — KY-460

Mount Sterling, KY

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-KY-07
As of the latest 2026 data
Cooling

Median Listing

$269K
+0.6% YoY

Pending Ratio

0.38
-2.6% YoY

Active Inventory

170
+16.1% YoY

Median DOM

67 Days
+13.6% YoY

Primary Intelligence Tool — Sold Score™

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The Mount Sterling housing market is exhibiting cooling conditions, evidenced by a pending ratio of 0.38. This indicates that demand absorption is lagging supply, as nearly three active listings are available for every pending transaction.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Mount Sterling market right now.

Active listings have seen a substantial year-over-year increase of 16.1%, contributing to a rise in total inventory. Concurrently, new listings declined by 7.4% year-over-year, while the pending ratio contracted by 2.6% over the past year. Median days on market extended by 13.6% year-over-year, alongside a 5.1% year-over-year decrease in the share of price-reduced properties.

Historical Analysis

Market Trends

Median Price

$269K+4.8% MoM

Active Inventory

170+16.1% YoY

Days on Market

67+13.6% YoY

Sold Score™

41-2.6% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

41
Aug 23Jul 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Aug 23Jul 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Aug 23Mar 24Oct 24May 25Dec 25Jul 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With a pending ratio of 0.38, the pace of transactions is slower, and inventory pressure has eased considerably. This environment suggests that properties are remaining on the market for longer durations, potentially requiring greater price discipline from sellers to align with prevailing demand.

Luxury Segment

While the median listing price experienced a modest 0.6% year-over-year increase, the average listing price declined by 10.7% over the same period. This divergence, coupled with a solid 9.5% year-over-year increase in median price per square foot, suggests some weakening at the higher end of the market, potentially reflecting price corrections in the luxury segment.

Supply Dynamics

170 active listings represent the current floor, with new supply arriving at roughly 50 per month.

Pricing Pressure
20.6%

of active listings carry a price reduction, -5.1% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +9.5% year-over-year.

Absorption
0.38

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Mount Sterling, KY? Homes here are taking 8 days longer to sell than last year.

Buyers have leverage in Mount Sterling, KY. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
38%
Median Days on Market
67 days
Inventory YoY
+16%

In a buyer's market, strategy beats timing. See how your home scores in Mount Sterling, KY and what moves the number.

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Metro Demographics

Metro Area
Mount Sterling, KY
CBSA Code
34460
State
KY

ZIPs in Mount Sterling, KY

Sorted by active inventory · click a ZIP for its full report

Analysis FAQ
  • What is the current market condition in Mount Sterling?+

    As of the latest 2026 data, the Mount Sterling metro is classified as Cooling. Pending ratio is 0.38 with median days on market at 67.

  • Are home prices dropping in Mount Sterling?+

    Median listing price is $269K, +0.6% year over year. 20.6% of active listings carry a price reduction.

  • How fast are homes selling in Mount Sterling?+

    The typical listing sits 67 days on market, a +13.6% change YoY. New listings are arriving at 50 per month.

  • What's happening in the Mount Sterling luxury market?+

    While the median listing price experienced a modest 0.6% year-over-year increase, the average listing price declined by 10.7% over the same period. This divergence, coupled with a solid 9.5% year-over-year increase in median price per square foot, suggests some weakening at the higher end of the market, potentially reflecting price corrections in the luxury segment.

  • Where can I find a trusted Mount Sterling real estate expert?+

    Primpted maintains a vetted registry of Mount Sterling agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 34460 · 36mo history