Market Intelligence Report — KY-460

Mount Sterling, KY

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-KY-05
As of the latest 2026 data
Cooling

Median Listing

$248K
-6.4% YoY

Pending Ratio

0.32
-5.9% YoY

Active Inventory

162
+18.3% YoY

Median DOM

60 Days
+15.4% YoY

Primary Intelligence Tool — Sold Score™

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The Mount Sterling housing market is exhibiting cooling conditions, characterized by a pending ratio of 0.32, indicating demand absorption is slowing relative to available inventory. Active listings have expanded significantly by 18.3% year-over-year, further contributing to a less competitive environment.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Mount Sterling market right now.

The market is experiencing a notable deceleration in sales activity, with the pending ratio declining by 5.9% year-over-year. New listings have decreased by 26.7% year-over-year, yet active listings have risen, suggesting properties are remaining on the market longer. Median listing prices have reduced by 6.4% year-over-year, and median days on market have extended by 15.4% annually, reflecting softer demand.

Historical Analysis

Market Trends

Median Price

$248K-0.7% MoM

Active Inventory

162+18.3% YoY

Days on Market

60+15.4% YoY

Sold Score™

26-5.9% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

26
Jun 23May 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Jun 23May 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Jun 23Jan 24Aug 24Mar 25Oct 25May 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

Buyers in Mount Sterling are encountering a market with improved selection and diminished urgency. The elevated inventory and longer market times suggest buyers may have increased influence in negotiations. Sellers may need to practice price discipline to align with current demand absorption pace.

Luxury Segment

Average listing prices have declined by 11.3% year-over-year, a more significant decrease than the 6.4% reduction in median listing prices. This wider spread suggests the higher-priced segment of the market is experiencing more pronounced price adjustments.

Supply Dynamics

162 active listings represent the current floor, with new supply arriving at roughly 44 per month.

Pricing Pressure
23.0%

of active listings carry a price reduction, +7.5% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +5.1% year-over-year.

Absorption
0.32

Pending-to-active ratio — Cooling.

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Metro Demographics

Metro Area
Mount Sterling, KY
CBSA Code
34460
State
KY

ZIPs in Mount Sterling, KY

Sorted by active inventory · click a ZIP for its full report