Saginaw, MI
Monthly housing intelligence, market trends, and trusted local expertise.
As of the latest 2026 data
Median Listing
Pending Ratio
Active Inventory
Median DOM
Primary Intelligence Tool — Sold Score™
Will your home sell in today's accelerated Saginaw market?
Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Saginaw, MI.
The Saginaw market exhibits accelerated conditions, characterized by strong demand absorption as evidenced by a pending ratio of 0.77, which represents a significant 19.0% increase over the past year. This sustained buyer interest is occurring amid an expanding inventory base.
Local Market Signals
Source: FRED (St. Louis Fed)Local economic trends can influence how quickly homes sell and how much competition sellers may face.
Job Market
Unemployment rate · Jul 2026
Shows whether local employment conditions are supporting buyer demand.
U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).
Population & Migration
Resident population · Jan 2025
Shows whether the area is gaining or losing potential housing demand.
U.S. Census Bureau via FRED (St. Louis Fed).
Future Housing Supply
Data not yet available.
Shows whether future inventory pressure may increase.
What's moving the Saginaw market right now.
Inventory levels have expanded, with active listings rising 18.3% year-over-year to 504 units, despite new listings contracting by 6.8% over the same period. Median listing prices have declined 8.6% year-over-year, alongside a 3.5% decrease in median price per square foot. However, the pending ratio has increased substantially, indicating robust demand absorption even with higher inventory.
Market Trends
Median Price
Active Inventory
Days on Market
Sold Score™
Sold Score™ Over Time
Market liquidity index • 36 months
Price & Days on Market
Median listing vs market velocity
Inventory Dynamics
Total active listings vs new monthly supply
Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.
Market Signals & Indicators
The rapid pace of pending activity, reflected in the high pending ratio, suggests that properties are being absorbed quickly, exerting upward pressure on transaction velocity. While inventory has grown, the robust demand indicates that buyers may encounter a more competitive environment, influencing price discipline and necessitating prompt decision-making to secure available properties.
No distinct luxury-segment signal in this dataset.
504 active listings represent the current floor, with new supply arriving at roughly 220 per month.
of active listings carry a price reduction, +1.9% from prior period.
Median price per square foot has moved -3.5% year-over-year.
Pending-to-active ratio — Accelerated.
Recommended For This Market
AcceleratedSelling in Saginaw, MI? Homes here are taking 7 days longer to sell than last year.
Demand in Saginaw, MI is outpacing supply. Well-prepared listings are still clearing quickly — pricing to the current pace matters more than waiting.
- Buyer Demand Index
- 77%
- Median Days on Market
- 44 days
- Inventory YoY
- +18%
Demand is strong in Saginaw, MI. Check your Sold Score before you price — conditions this favorable don't hold forever.
See how fast my home should sell →Prefer the data first? Get the monthly Saginaw, MI briefing and watch the market before you list.
How the Sold Score works →Agents: no featured expert covers Saginaw, MI yet — claim this market →
The Monthly Briefing
Stay ahead of the Saginaw market.
One email per month: median price, inventory, days on market, and curated expert commentary — straight from the Primpted data desk.
Track your ZIP
Get the Sold Score for your exact ZIP code in your inbox each month.
Metro Demographics
ZIPs in Saginaw, MI
48602
saginaw
$90K
126 active · 49 DOM
48706
bay city
$267K
113 active · 51 DOM
48625
harrison
$169K
99 active · 57 DOM
48601
saginaw
$65K
98 active · 47 DOM
48750
oscoda
$245K
93 active · 66 DOM
48629
houghton lake
$240K
89 active · 60 DOM
48708
bay city
$130K
87 active · 40 DOM
48653
roscommon
$260K
86 active · 60 DOM
48624
gladwin
$255K
82 active · 58 DOM
48642
midland
$415K
81 active · 40 DOM
48640
midland
$288K
69 active · 32 DOM
48603
saginaw
$290K
60 active · 33 DOM
48632
lake
$160K
60 active · 71 DOM
48739
hale
$240K
51 active · 71 DOM
48661
west branch
$269K
50 active · 71 DOM
48612
beaverton
$240K
48 active · 70 DOM
48651
prudenville
$277K
44 active · 53 DOM
48656
saint helen
$175K
40 active · 59 DOM
Sorted by active inventory · click a ZIP for its full report