St. Cloud, MN
Monthly housing intelligence, market trends, and trusted local expertise.
As of the latest 2026 data
Median Listing
Pending Ratio
Active Inventory
Median DOM
Primary Intelligence Tool — Sold Score™
Will your home sell in today's cooling St. Cloud market?
Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across St. Cloud, MN.
The St. Cloud market is exhibiting cooling conditions, characterized by a pending ratio of 0.39. This represents a significant contraction of 29.2% year-over-year, indicating a substantial shift in demand dynamics relative to available inventory.
Local Market Signals
Source: FRED (St. Louis Fed)Local economic trends can influence how quickly homes sell and how much competition sellers may face.
Job Market
Unemployment rate · Jul 2026
Shows whether local employment conditions are supporting buyer demand.
U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).
Population & Migration
Resident population · Jan 2025
Shows whether the area is gaining or losing potential housing demand.
U.S. Census Bureau via FRED (St. Louis Fed).
Future Housing Supply
Data not yet available.
Shows whether future inventory pressure may increase.
What's moving the St. Cloud market right now.
Active listings have expanded by 31.0% over the past year, reaching 608 units, while new listings also increased by 19.6%. This inventory growth has coincided with a decline in demand absorption, as evidenced by the 29.2% year-over-year reduction in the pending ratio. Despite these trends, the median listing price has seen a modest year-over-year increase of 1.6%, although it experienced a 4.2% month-over-month decline in the most recent period.
Market Trends
Median Price
Active Inventory
Days on Market
Sold Score™
Sold Score™ Over Time
Market liquidity index • 36 months
Price & Days on Market
Median listing vs market velocity
Inventory Dynamics
Total active listings vs new monthly supply
Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.
Market Signals & Indicators
With a pending ratio of 0.39, the pace of transactions has decelerated, leading to increased inventory pressure. This environment generally favors buyers who may find greater flexibility in negotiating terms and pricing. Price discipline for sellers is likely to be tested due to slower absorption rates and a higher volume of available properties.
No distinct luxury-segment signal in this dataset.
608 active listings represent the current floor, with new supply arriving at roughly 268 per month.
of active listings carry a price reduction, +1.6% from prior period.
Median price per square foot has moved +1.5% year-over-year.
Pending-to-active ratio — Cooling.
Recommended For This Market
CoolingSelling in St. Cloud, MN? Homes here are taking 6 days less to sell than last year.
Buyers have leverage in St. Cloud, MN. Homes that sell are the ones priced and presented for today's conditions, not last year's.
- Buyer Demand Index
- 39%
- Median Days on Market
- 46 days
- Inventory YoY
- +31%
In a buyer's market, strategy beats timing. See how your home scores in St. Cloud, MN and what moves the number.
See my Sold Score & selling strategy →Prefer the data first? Get the monthly St. Cloud, MN briefing and watch the market before you list.
How the Sold Score works →Agents: no featured expert covers St. Cloud, MN yet — claim this market →
The Monthly Briefing
Stay ahead of the St. Cloud market.
One email per month: median price, inventory, days on market, and curated expert commentary — straight from the Primpted data desk.
Track your ZIP
Get the Sold Score for your exact ZIP code in your inbox each month.
Metro Demographics
ZIPs in St. Cloud, MN
56301
saint cloud
$363K
108 active · 54 DOM
56308
alexandria
$470K
107 active · 52 DOM
56303
saint cloud
$250K
88 active · 31 DOM
56377
sartell
$427K
70 active · 52 DOM
56345
little falls
$307K
58 active · 47 DOM
56379
sauk rapids
$328K
47 active · 50 DOM
56304
saint cloud
$325K
43 active · 50 DOM
56374
saint joseph
$330K
38 active · 51 DOM
56362
paynesville
$350K
31 active · 67 DOM
56342
isle
$445K
30 active · 80 DOM
56334
glenwood
$399K
28 active · 86 DOM
56367
rice
$403K
27 active · 55 DOM
56320
cold spring
$370K
25 active · 33 DOM
56359
onamia
$400K
23 active · 95 DOM
56353
milaca
$404K
20 active · 43 DOM
56347
long prairie
$273K
20 active · 53 DOM
56310
avon
$357K
20 active · 52 DOM
56387
waite park
$282K
18 active · 36 DOM
Sorted by active inventory · click a ZIP for its full report