St. Cloud, MN
Monthly housing intelligence, market trends, and trusted local expertise.
As of the latest 2026 data
Median Listing
Pending Ratio
Active Inventory
Median DOM
Primary Intelligence Tool — Sold Score™
Will your home sell in today's cooling St. Cloud market?
Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across St. Cloud, MN.
The St. Cloud market is demonstrating cooling dynamics, primarily driven by a pending ratio of 0.36, which is a significant year-over-year decline of 28.2%. Active listings have expanded by 30.5% over the past year, further indicating a shift in market balance.
Local Market Signals
Source: FRED (St. Louis Fed)Local economic trends can influence how quickly homes sell and how much competition sellers may face.
Job Market
Unemployment rate · Sep 2026
Shows whether local employment conditions are supporting buyer demand.
U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).
Population & Migration
Resident population · Jan 2025
Shows whether the area is gaining or losing potential housing demand.
U.S. Census Bureau via FRED (St. Louis Fed).
Future Housing Supply
Data not yet available.
Shows whether future inventory pressure may increase.
What's moving the St. Cloud market right now.
Active listings have increased substantially by 30.5% over the past year, while new listings saw a decrease of 9.7%. The median listing price exhibits limited appreciation, with a modest 0.7% year-over-year increase, alongside a 2.2% month-over-month decline. Median days on market have extended to 49, representing a 5.4% increase from the prior year, and the price-reduced share has risen to 25.2%.
Market Trends
Median Price
Active Inventory
Days on Market
Sold Score™
Sold Score™ Over Time
Market liquidity index • 36 months
Price & Days on Market
Median listing vs market velocity
Inventory Dynamics
Total active listings vs new monthly supply
Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.
Market Signals & Indicators
The current market conditions suggest that buyers may find more opportunities for price negotiation and extended consideration given the elevated inventory and reduced pace of demand absorption. Sellers may experience longer marketing periods and increased pressure to adjust pricing to attract offers, as evidenced by the rising price-reduced share.
The average listing price increased by 2.2% year-over-year, outpacing the median listing price growth of 0.7%, indicating some relative resilience at higher price points. However, without further data on price tiers or average $/sqft trends, a definitive luxury-segment signal is not apparent in this dataset.
618 active listings represent the current floor, with new supply arriving at roughly 206 per month.
of active listings carry a price reduction, +4.5% from prior period.
Median price per square foot has moved +2.5% year-over-year.
Pending-to-active ratio — Cooling.
Recommended For This Market
CoolingSelling in St. Cloud, MN? Inventory is up 31% from last year.
Buyers have leverage in St. Cloud, MN. Homes that sell are the ones priced and presented for today's conditions, not last year's.
- Buyer Demand Index
- 36%
- Median Days on Market
- 49 days
- Inventory YoY
- +31%
In a buyer's market, strategy beats timing. See how your home scores in St. Cloud, MN and what moves the number.
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Metro Demographics
ZIPs in St. Cloud, MN
56301
saint cloud
$360K
110 active · 44 DOM
56308
alexandria
$427K
106 active · 51 DOM
56303
saint cloud
$270K
91 active · 40 DOM
56377
sartell
$415K
67 active · 55 DOM
56379
sauk rapids
$328K
56 active · 44 DOM
56345
little falls
$307K
55 active · 50 DOM
56304
saint cloud
$303K
51 active · 47 DOM
56374
saint joseph
$362K
35 active · 43 DOM
56342
isle
$433K
29 active · 96 DOM
56362
paynesville
$340K
27 active · 84 DOM
56359
onamia
$337K
24 active · 76 DOM
56353
milaca
$390K
23 active · 39 DOM
56387
waite park
$261K
22 active · 33 DOM
56320
cold spring
$359K
22 active · 55 DOM
56367
rice
$427K
22 active · 54 DOM
56334
glenwood
$400K
22 active · 74 DOM
56378
sauk centre
$410K
21 active · 57 DOM
56347
long prairie
$285K
21 active · 70 DOM
Sorted by active inventory · click a ZIP for its full report