Market Intelligence Report — IN-460

Terre Haute, IN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IN-09
As of the latest 2026 data
Cooling

Median Listing

$190K
-5.2% YoY

Pending Ratio

0.48
-5.6% YoY

Active Inventory

418
+13.1% YoY

Median DOM

44 Days
-7.4% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's cooling Terre Haute market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Terre Haute, IN.

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The Terre Haute housing market is currently exhibiting cooling conditions, characterized by a pending ratio of 0.48. This indicates that demand absorption is moderate relative to available inventory, aligning with a decelerating market pace. Active listings have expanded significantly year-over-year, contributing to the shift.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.8%+0.1 pp YoY

Unemployment rate · Sep 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

169,241+0.3% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Terre Haute market right now.

Active listings in the metro have experienced a notable year-over-year expansion of 13.1%, reaching 418 units. New listings surged even more, increasing by 35.6% compared to the prior year. Despite this, the median listing price declined 5.2% year-over-year to $189,625, and the median price per square foot fell 2.1%. The pending ratio, at 0.48, saw a 5.6% decline over the past year, reflecting moderated demand.

Historical Analysis

Market Trends

Median Price

$190K-0.1% MoM

Active Inventory

418+13.1% YoY

Days on Market

44-7.4% YoY

Sold Score™

67-5.6% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

67
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

In the current environment, the expanding inventory and moderating demand suggest that the pace of transactions is less pressured than in prior periods. Prospective purchasers may find a comparatively broader selection of properties. Sellers may need to demonstrate greater price discipline to attract offers, as the market equilibrium shifts toward more balanced conditions.

Luxury Segment

The average listing price increased 2.6% over the past year to $254,927, while the median listing price declined 5.2% to $189,625. This divergence, coupled with a median square footage of 1,741, suggests potential softening in higher-priced segments, although specific luxury tier data is not provided to confirm deeper trends.

Supply Dynamics

418 active listings represent the current floor, with new supply arriving at roughly 198 per month.

Pricing Pressure
20.8%

of active listings carry a price reduction, -2.9% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -2.1% year-over-year.

Absorption
0.48

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Terre Haute, IN? Homes here are taking 4 days less to sell than last year.

Terre Haute, IN is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
48%
Median Days on Market
44 days
Inventory YoY
+13%

Terre Haute, IN is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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Metro Demographics

Metro Area
Terre Haute, IN
CBSA Code
45460
State
IN

ZIPs in Terre Haute, IN

Sorted by active inventory · click a ZIP for its full report

Analysis FAQ
  • What is the current market condition in Terre Haute?+

    As of the latest 2026 data, the Terre Haute metro is classified as Cooling. Pending ratio is 0.48 with median days on market at 44.

  • Are home prices dropping in Terre Haute?+

    Median listing price is $190K, -5.2% year over year. 20.8% of active listings carry a price reduction.

  • How fast are homes selling in Terre Haute?+

    The typical listing sits 44 days on market, a -7.4% change YoY. New listings are arriving at 198 per month.

  • What's happening in the Terre Haute luxury market?+

    The average listing price increased 2.6% over the past year to $254,927, while the median listing price declined 5.2% to $189,625. This divergence, coupled with a median square footage of 1,741, suggests potential softening in higher-priced segments, although specific luxury tier data is not provided to confirm deeper trends.

  • Where can I find a trusted Terre Haute real estate expert?+

    Primpted maintains a vetted registry of Terre Haute agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 45460 · 36mo history