Market Intelligence Report — MI-900

Traverse City, MI

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-MI-08
As of the latest 2026 data
Cooling

Median Listing

$550K
-3.0% YoY

Pending Ratio

0.37
-6.0% YoY

Active Inventory

860
+10.5% YoY

Median DOM

52 Days
-11.9% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's cooling Traverse City market?

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The Traverse City market is currently Cooling, characterized by a pending ratio of 0.37 and significant inventory expansion. Active listings have increased by 10.5% year-over-year, alongside a substantial 29.2% rise in new listings over the past year. This indicates a notable shift in market dynamics with supply increasing relative to demand absorption.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.8%-0.6 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

Data not yet available.

Shows whether the area is gaining or losing potential housing demand.

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Traverse City market right now.

Inventory levels have expanded considerably, with active listings up 10.5% and new listings rising by 29.2% over the past year. Concurrently, the median listing price has experienced a year-over-year decline of 3.0%, reflecting this increased supply. Demand indicators suggest a deceleration, as evidenced by a pending ratio of 0.37, which is 6.0% lower compared to the prior year. Median days on market have decreased by 11.9% over the past year, however, the rising share of price reductions, up 1.7% year-over-year to 23.2%, suggests ongoing price adjustments.

Historical Analysis

Market Trends

Median Price

$550K-6.6% MoM

Active Inventory

860+10.5% YoY

Days on Market

52-11.9% YoY

Sold Score™

48-6.0% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

48
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With an expanding inventory and a pending ratio of 0.37, market conditions are favoring a more deliberate pace for demand absorption. The increasing share of price reductions suggests that price discipline is becoming more prevalent across listings. This environment may offer more extensive opportunities for negotiation and a less pressured transactional timeline compared to prior periods.

Luxury Segment

The average listing price in the luxury segment has declined by 1.3% year-over-year to $866,919. This slight erosion in average pricing, despite a 1.9% year-over-year increase in median $/sqft, suggests some softening at the highest price points within the market.

Supply Dynamics

860 active listings represent the current floor, with new supply arriving at roughly 372 per month.

Pricing Pressure
23.2%

of active listings carry a price reduction, +1.7% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +1.9% year-over-year.

Absorption
0.37

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Traverse City, MI? Homes here are taking 7 days less to sell than last year.

Buyers have leverage in Traverse City, MI. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
37%
Median Days on Market
52 days
Inventory YoY
+11%

In a buyer's market, strategy beats timing. See how your home scores in Traverse City, MI and what moves the number.

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Metro Demographics

Metro Area
Traverse City, MI
CBSA Code
45900
State
MI