Market Intelligence Report — AL-840

Fort Payne, AL

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-AL-09
As of the latest 2026 data
Cooling

Median Listing

$294K
+3.7% YoY

Pending Ratio

0.26
-6.6% YoY

Active Inventory

257
+29.1% YoY

Median DOM

80 Days
-2.5% YoY

Primary Intelligence Tool — Sold Score™

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The Fort Payne market is currently assessed as Cooling, driven by a pending ratio of 0.26. Active listings have expanded by 29.1% over the past year, indicating a significant increase in available supply relative to demand.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Fort Payne market right now.

Active listings have experienced substantial growth, increasing 29.1% over the past year, while new listings have decreased by 6.5% during the same period. The median listing price saw a modest 3.7% increase year-over-year but a month-over-month decline of 1.9%. The pending ratio has decreased by 6.6% year-over-year, reflecting a deceleration in demand absorption. Median days on market remain relatively stable with a slight decrease of 2.5% year-over-year.

Historical Analysis

Market Trends

Median Price

$294K-1.9% MoM

Active Inventory

257+29.1% YoY

Days on Market

80-2.5% YoY

Sold Score™

23-6.6% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

23
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The expansion of inventory, coupled with a pending ratio of 0.26, indicates increased inventory pressure. The pace of transactions is slower, suggesting that prospective buyers may have more time and options, influencing price discipline. This environment typically requires sellers to be more strategic in their pricing.

Luxury Segment

The average listing price increased by 11.1% over the past year, notably outpacing the 3.7% increase in the median listing price and the 2.9% rise in median $/sqft. This suggests some stratification in pricing performance, with potential softness in the higher-priced segments relative to broader market trends. The elevated price-reduced share of 20.8% further indicates some pricing adjustments, potentially more pronounced at the top tier.

Supply Dynamics

257 active listings represent the current floor, with new supply arriving at roughly 58 per month.

Pricing Pressure
20.8%

of active listings carry a price reduction, +2.1% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +2.9% year-over-year.

Absorption
0.26

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Fort Payne, AL? Inventory is up 29% from last year.

Buyers have leverage in Fort Payne, AL. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
26%
Median Days on Market
80 days
Inventory YoY
+29%

In a buyer's market, strategy beats timing. See how your home scores in Fort Payne, AL and what moves the number.

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Metro Demographics

Metro Area
Fort Payne, AL
CBSA Code
22840
State
AL
Analysis FAQ
  • What is the current market condition in Fort Payne?+

    As of the latest 2026 data, the Fort Payne metro is classified as Cooling. Pending ratio is 0.26 with median days on market at 80.

  • Are home prices dropping in Fort Payne?+

    Median listing price is $294K, +3.7% year over year. 20.8% of active listings carry a price reduction.

  • How fast are homes selling in Fort Payne?+

    The typical listing sits 80 days on market, a -2.5% change YoY. New listings are arriving at 58 per month.

  • What's happening in the Fort Payne luxury market?+

    The average listing price increased by 11.1% over the past year, notably outpacing the 3.7% increase in the median listing price and the 2.9% rise in median $/sqft. This suggests some stratification in pricing performance, with potential softness in the higher-priced segments relative to broader market trends. The elevated price-reduced share of 20.8% further indicates some pricing adjustments, potentially more pronounced at the top tier.

  • Where can I find a trusted Fort Payne real estate expert?+

    Primpted maintains a vetted registry of Fort Payne agents with verified credentials, Google reviews, and neighborhood specialization. See the Featured Experts section above.

Data & Methodology

Primary data sourced via Realtor.com's RDC Inventory Core Metrics (CBSA-level), supplemented by editorial analysis and the Primpted local expert registry. Historical trends calculated on a rolling 12-month basis. Past direction is not a forecast.

As of the latest 2026 data · CBSA 22840 · 36mo history