Waterloo-Cedar Falls, IA
Monthly housing intelligence, market trends, and trusted local expertise.
As of the latest 2026 data
Median Listing
Pending Ratio
Active Inventory
Median DOM
Primary Intelligence Tool — Sold Score™
Will your home sell in today's very competitive Waterloo-Cedar Falls market?
Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Waterloo-Cedar Falls, IA.
The Waterloo-Cedar Falls market is currently Very Competitive, driven by a pending ratio of 0.89, indicating strong demand relative to available inventory. Despite a mild year-over-year decline in the pending ratio, the current absorption rate keeps inventory under pressure.
Local Market Signals
Source: FRED (St. Louis Fed)Local economic trends can influence how quickly homes sell and how much competition sellers may face.
What's moving the Waterloo-Cedar Falls market right now.
Active listings have increased by 9.7% year-over-year, alongside a 14.3% year-over-year rise in new listings, suggesting a modest replenishment of supply. However, the median listing price has experienced a slight year-over-year contraction of 1.8%, while the median days on market extended by 20.0%, reflecting a slower absorption pace compared to the previous year.
Market Trends
Median Price
Active Inventory
Days on Market
Sold Score™
Sold Score™ Over Time
Market liquidity index • 36 months
Price & Days on Market
Median listing vs market velocity
Inventory Dynamics
Total active listings vs new monthly supply
Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.
Market Signals & Indicators
Current market dynamics suggest that properties are moving quickly, with a high pending ratio applying significant pressure on available inventory. While the pace of transactions has moderated somewhat year-over-year, the prevailing conditions necessitate swift engagement for those seeking to acquire real estate. Price discipline is maintained by the strong demand absorption.
The average listing price has declined by 8.3% year-over-year, a more pronounced reduction than the 1.8% year-over-year decline in the median listing price. This divergence suggests some softening in the higher-priced segments of the market.
352 active listings represent the current floor, with new supply arriving at roughly 224 per month.
of active listings carry a price reduction, +0.7% from prior period.
Median price per square foot has moved -1.0% year-over-year.
Pending-to-active ratio — Very Competitive.
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Metro Demographics
ZIPs in Waterloo-Cedar Falls, IA
50613
cedar falls
$332K
77 active · 39 DOM
50701
waterloo
$238K
70 active · 65 DOM
50677
waverly
$341K
36 active · 80 DOM
50703
waterloo
$95K
30 active · 80 DOM
50702
waterloo
$186K
29 active · 38 DOM
50616
charles city
$130K
29 active · 80 DOM
50662
oelwein
$120K
26 active · 29 DOM
50644
independence
$260K
21 active · 73 DOM
50627
eldora
$110K
17 active · 60 DOM
50648
jesup
$325K
16 active · 80 DOM
50659
new hampton
$240K
16 active · 53 DOM
50601
ackley
$120K
15 active · 70 DOM
50707
evansdale
$194K
14 active · 48 DOM
50622
denver
$302K
12 active · 31 DOM
50638
grundy center
$300K
12 active · 70 DOM
50636
greene
$139K
11 active · 52 DOM
50674
sumner
$210K
11 active · 24 DOM
50665
parkersburg
$240K
11 active · 33 DOM
Sorted by active inventory · click a ZIP for its full report