Market Intelligence Report — IA-940

Waterloo-Cedar Falls, IA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IA-09
As of the latest 2026 data
Stabilizing

Median Listing

$265K
+6.0% YoY

Pending Ratio

0.53
+0.0% YoY

Active Inventory

451
+2.7% YoY

Median DOM

54 Days
+18.7% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's stabilizing Waterloo-Cedar Falls market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Waterloo-Cedar Falls, IA.

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The Waterloo-Cedar Falls housing market is stabilizing, with a pending ratio of 0.53 indicating a relatively balanced environment. Active listings showed a modest 2.7% increase year-over-year, while the median listing price rose by 6.0% over the past year.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.5%-0.1 pp YoY

Unemployment rate · Sep 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

169,189-0.0% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Waterloo-Cedar Falls market right now.

Inventory levels remain relatively consistent, with active listings up 2.7% year-over-year. New listings, however, contracted by 10.3% over the past year, suggesting a slight tightening in fresh supply. Median days on market extended by 18.7% year-over-year, indicating properties are taking longer to go under contract. The pending ratio held steady at 0.53, showing no year-over-year change. Median listing prices increased by 6.0% year-over-year, despite a slight month-over-month dip of 1.8%.

Historical Analysis

Market Trends

Median Price

$265K-1.8% MoM

Active Inventory

451+2.7% YoY

Days on Market

54+18.7% YoY

Sold Score™

69+0.0% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

69
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The extended median days on market, now at 54 days, suggests a less rapid pace of transactions compared to the prior year. Inventory levels are experiencing moderate pressure from decreased new listings, contributing to price discipline. The consistent pending ratio of 0.53 implies a balanced negotiation landscape, with neither significant upward nor downward pressure on sales velocity.

Luxury Segment

No distinct luxury-segment signal in this dataset.

Supply Dynamics

451 active listings represent the current floor, with new supply arriving at roughly 208 per month.

Pricing Pressure
22.7%

of active listings carry a price reduction, -1.5% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +0.2% year-over-year.

Absorption
0.53

Pending-to-active ratio — Stabilizing.

Recommended For This Market

Stabilizing

Selling in Waterloo-Cedar Falls, IA? Homes here are taking 8 days longer to sell than last year.

Waterloo-Cedar Falls, IA is sitting near equilibrium. Preparation, pricing and timing decide whether a listing sells fast or lingers.

Buyer Demand Index
53%
Median Days on Market
54 days
Inventory YoY
+3%

Waterloo-Cedar Falls, IA is balanced, so preparation decides the outcome. Your Sold Score shows where you stand today.

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Metro Demographics

Metro Area
Waterloo-Cedar Falls, IA
CBSA Code
47940
State
IA

ZIPs in Waterloo-Cedar Falls, IA

Sorted by active inventory · click a ZIP for its full report