Market Intelligence Report — IA-940

Waterloo-Cedar Falls, IA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-IA-08
As of the latest 2026 data
Accelerated

Median Listing

$270K
+0.0% YoY

Pending Ratio

0.63
-0.6% YoY

Active Inventory

410
+8.5% YoY

Median DOM

53 Days
+15.2% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's accelerated Waterloo-Cedar Falls market?

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The Waterloo-Cedar Falls, IA metro housing market is currently in an Accelerated condition, characterized by a pending ratio of 0.63. Demand absorption continues to outpace available inventory, indicating a heightened level of market activity.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Job Market

3.8%-0.4 pp YoY

Unemployment rate · Jul 2026

Shows whether local employment conditions are supporting buyer demand.

U.S. Bureau of Labor Statistics via FRED (St. Louis Fed).

Population & Migration

169,189-0.0% YoY

Resident population · Jan 2025

Shows whether the area is gaining or losing potential housing demand.

U.S. Census Bureau via FRED (St. Louis Fed).

Future Housing Supply

Data not yet available.

Shows whether future inventory pressure may increase.

Market Analysis

What's moving the Waterloo-Cedar Falls market right now.

Active listings have seen an 8.5% year-over-year increase, contributing to a slight expansion of supply. Concurrently, new listings declined by 7.1% year-over-year, suggesting some moderation in fresh inventory entering the market. The median listing price remained stable year-over-year at 0.0%, while the median days on market increased by 15.2% over the past year.

Historical Analysis

Market Trends

Median Price

$270K-2.2% MoM

Active Inventory

410+8.5% YoY

Days on Market

53+15.2% YoY

Sold Score™

70-0.6% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

70
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The current pending ratio of 0.63 suggests that demand remains robust relative to the available supply, placing upward pressure on the pace of transactions. While active inventory has shown some growth, the rate of new listings indicates continued constraints on fresh options. This environment necessitates timely engagement and competitive positioning for properties.

Luxury Segment

No distinct luxury-segment signal in this dataset.

Supply Dynamics

410 active listings represent the current floor, with new supply arriving at roughly 208 per month.

Pricing Pressure
17.0%

of active listings carry a price reduction, -1.0% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved -1.0% year-over-year.

Absorption
0.63

Pending-to-active ratio — Accelerated.

Recommended For This Market

Accelerated

Selling in Waterloo-Cedar Falls, IA? Homes here are taking 7 days longer to sell than last year.

Demand in Waterloo-Cedar Falls, IA is outpacing supply. Well-prepared listings are still clearing quickly — pricing to the current pace matters more than waiting.

Buyer Demand Index
63%
Median Days on Market
53 days
Inventory YoY
+8%

Demand is strong in Waterloo-Cedar Falls, IA. Check your Sold Score before you price — conditions this favorable don't hold forever.

See how fast my home should sell

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Metro Demographics

Metro Area
Waterloo-Cedar Falls, IA
CBSA Code
47940
State
IA

ZIPs in Waterloo-Cedar Falls, IA

Sorted by active inventory · click a ZIP for its full report