Market Intelligence Report — TN-460

Union City, TN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-TN-09
As of the latest 2026 data
Very Weak

Median Listing

$227K
-1.8% YoY

Pending Ratio

0.21
-7.9% YoY

Active Inventory

104
+6.1% YoY

Median DOM

73 Days
+21.9% YoY

Primary Intelligence Tool — Sold Score™

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The Union City, TN market is currently categorized as Very Weak, with a pending ratio of 0.21. This indicates a significant imbalance between supply and demand, where new inventory substantially outpaces absorption. Median listing prices have experienced a modest month-over-month increase of 1.3%, yet remain down 1.8% year-over-year.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Union City market right now.

The market is experiencing a notable expansion in available inventory, with active listings up 6.1% and new listings increasing by 30.0% over the past year. Concurrently, the pending ratio has declined by 7.9% year-over-year, settling at 0.21, reflecting weakened demand absorption. Median days on market have extended significantly, rising 21.9% year-over-year to 73 days, while the share of price reductions has contracted by 7.6% over the same period.

Historical Analysis

Market Trends

Median Price

$227K+1.3% MoM

Active Inventory

104+6.1% YoY

Days on Market

73+21.9% YoY

Sold Score™

36-7.9% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

36
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

The current market dynamics suggest a slow pace of transactions, with inventory pressure clearly favoring purchasers due to the substantial volume of active listings relative to pending sales. Price discipline may be eroding as the low pending ratio allows for greater negotiation room, although the year-over-year reduction in price-reduced share suggests some initial resistance from sellers to lower asking prices.

Luxury Segment

The average listing price has declined 6.5% year-over-year, contrasting with a 4.8% increase in median $/sqft. This divergence, coupled with an elevated spread between average and median listing prices, suggests potential softness in higher-priced segments of the market.

Supply Dynamics

104 active listings represent the current floor, with new supply arriving at roughly 26 per month.

Pricing Pressure
19.7%

of active listings carry a price reduction, -7.6% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +4.8% year-over-year.

Absorption
0.21

Pending-to-active ratio — Very Weak.

Recommended For This Market

Very Weak

Selling in Union City, TN? Homes here are taking 13 days longer to sell than last year.

Buyers have leverage in Union City, TN. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
21%
Median Days on Market
73 days
Inventory YoY
+6%

In a buyer's market, strategy beats timing. See how your home scores in Union City, TN and what moves the number.

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Metro Demographics

Metro Area
Union City, TN
CBSA Code
46460
State
TN

ZIPs in Union City, TN

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