Market Intelligence Report — TN-460

Union City, TN

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-TN-08
As of the latest 2026 data
Cooling

Median Listing

$224K
+4.4% YoY

Pending Ratio

0.28
-5.7% YoY

Active Inventory

93
-2.1% YoY

Median DOM

75 Days
+27.1% YoY

Primary Intelligence Tool — Sold Score™

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The Union City housing market is characterized as Cooling. The pending ratio currently stands at 0.28, indicating that demand absorption is moderate relative to available inventory, and has seen a notable year-over-year decline of 5.7%.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Union City market right now.

Inventory levels, as measured by active listings, have contracted slightly by 2.1% year-over-year. New listings have experienced a more significant decline of 12.5% over the past year, contributing to supply constraints. While the median listing price has increased 4.4% over the past year, the median days on market have extended by 27.1%, suggesting a slower pace of transactions. The share of price reductions has also risen by 3.2% year-over-year.

Historical Analysis

Market Trends

Median Price

$224K+1.7% MoM

Active Inventory

93-2.1% YoY

Days on Market

75+27.1% YoY

Sold Score™

39-5.7% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

39
Sep 23Aug 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Sep 23Aug 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Sep 23Apr 24Nov 24Jun 25Jan 26Aug 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

In this Cooling environment, the extended median days on market and a rising share of price reductions suggest that properties are taking longer to move and price discipline may be tested. The modest pending ratio indicates that demand absorption is not robust enough to generate significant competitive pressure. As a result, market participants may find more latitude for negotiation, particularly regarding pricing and contingencies.

Luxury Segment

No distinct luxury-segment signal in this dataset.

Supply Dynamics

93 active listings represent the current floor, with new supply arriving at roughly 28 per month.

Pricing Pressure
21.5%

of active listings carry a price reduction, +3.2% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +7.7% year-over-year.

Absorption
0.28

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Union City, TN? Homes here are taking 16 days longer to sell than last year.

Buyers have leverage in Union City, TN. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
28%
Median Days on Market
75 days
Inventory YoY
−2%

In a buyer's market, strategy beats timing. See how your home scores in Union City, TN and what moves the number.

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Metro Demographics

Metro Area
Union City, TN
CBSA Code
46460
State
TN

ZIPs in Union City, TN

Sorted by active inventory · click a ZIP for its full report