Market Intelligence Report — GA-740

Toccoa, GA

Monthly housing intelligence, market trends, and trusted local expertise.

Ref. No: 2026-GA-09
As of the latest 2026 data
Cooling

Median Listing

$344K
+5.8% YoY

Pending Ratio

0.26
-8.4% YoY

Active Inventory

177
+43.5% YoY

Median DOM

89 Days
+15.6% YoY

Primary Intelligence Tool — Sold Score™

Will your home sell in today's cooling Toccoa market?

Sold Score™ analyzes 40+ local data points to estimate your home's probability of sale in the next 60 days across Toccoa, GA.

Free ReportNo Sign-up~60 Seconds

The Toccoa, GA market is currently characterized as Cooling, with a pending ratio of 0.26, indicating demand absorption is notably below the available supply. Inventory expansion is significant, as active listings have increased by 43.5% year-over-year. This has led to a deceleration in the pace of transactions.

Local Market Signals

Source: FRED (St. Louis Fed)

Local economic trends can influence how quickly homes sell and how much competition sellers may face.

Local economic indicators are not yet available for this metro. Check back soon.
Market Analysis

What's moving the Toccoa market right now.

Active listings have expanded substantially by 43.5% over the past year, reaching 177 units. Concurrently, new listings are up by 26.3% year-over-year. The median listing price has increased by 5.8% year-over-year, yet the pending ratio has declined by 8.4% over the same period, reflecting a slower rate of demand relative to supply growth.

Historical Analysis

Market Trends

Median Price

$344K+1.8% MoM

Active Inventory

177+43.5% YoY

Days on Market

89+15.6% YoY

Sold Score™

31-8.4% YoY

Sold Score™ Over Time

Market liquidity index • 36 months

31
Oct 23Sep 26

Price & Days on Market

Median listing vs market velocity

Price DOM
Oct 23Sep 26

Inventory Dynamics

Total active listings vs new monthly supply

Active New listings
Oct 23May 24Dec 24Jul 25Feb 26Sep 26

Sourced from Realtor.com RDC Inventory Core Metrics, supplemented by the Primpted research desk. Updated As of the latest 2026 data.

Market Signals & Indicators

Negotiating Leverage

With a pending ratio of 0.26 and inventory growth of 43.5% year-over-year, the current environment indicates a slower pace of transactions. This supply expansion is likely to exert pressure on price discipline, potentially extending marketing periods for properties. Buyers are encountering a broader selection of properties, which typically affords greater consideration time.

Luxury Segment

The average listing price has risen by 13.2% year-over-year, significantly outpacing the 5.8% increase in the median listing price. This divergence, alongside an modest 2.7% increase in median $/sqft, suggests some softening at the higher price tiers despite overall market price increases.

Supply Dynamics

177 active listings represent the current floor, with new supply arriving at roughly 48 per month.

Pricing Pressure
17.4%

of active listings carry a price reduction, +1.9% from prior period.

$/Sq Ft
$0K

Median price per square foot has moved +2.7% year-over-year.

Absorption
0.26

Pending-to-active ratio — Cooling.

Recommended For This Market

Cooling

Selling in Toccoa, GA? Homes here are taking 12 days longer to sell than last year.

Buyers have leverage in Toccoa, GA. Homes that sell are the ones priced and presented for today's conditions, not last year's.

Buyer Demand Index
26%
Median Days on Market
89 days
Inventory YoY
+44%

In a buyer's market, strategy beats timing. See how your home scores in Toccoa, GA and what moves the number.

See my Sold Score & selling strategy →

Prefer the data first? Get the monthly Toccoa, GA briefing and watch the market before you list.

How the Sold Score works →

Agents: no featured expert covers Toccoa, GA yet — claim this market →

How these recommendations are chosen →

The Monthly Briefing

Stay ahead of the Toccoa market.

One email per month: median price, inventory, days on market, and curated expert commentary — straight from the Primpted data desk.

Track your ZIP

Get the Sold Score for your exact ZIP code in your inbox each month.

One email per month when your ZIP's Sold Score is updated. Unsubscribe anytime.

Metro Demographics

Metro Area
Toccoa, GA
CBSA Code
45740
State
GA